How to Check Your Bank of India Account Balance

Having instant access to your Bank of India (BOI) account balance and balance enquiry provides you with greater control and understanding of your finances. Bank of India offers its customers various methods to check their account balance and balance enquiry at their convenience – whether at home, on the go, or visiting a bank branch.

This detailed article will explore BOI account holders’ different options to check their balance and provide steps to use each method effectively.

Bank of India Balance Check Number Toll-free

One of the easiest ways to check your Bank of India account balance and enquiry is using the toll-free customer care number.

Here are the steps BOI customers can follow to use this method:

  • Call the Bank of India balance check toll-free number: 9015135135
  • Select your preferred language when prompted by the interactive voice response system.
  • When asked, enter your 15-digit Bank of India account number or 16-digit BOI debit card number.
  • Next, enter the 4-digit ATM PIN associated with your Bank of India account.
  • The interactive voice response system will then provide your current account balance details and enquiry information.
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This method is completely free of cost and can be used 24×7 for on-demand balance and enquiry information. It is especially useful if you do not have a smartphone or internet access.

Bank of India Balance Enquiry via SMS Banking

Bank of India offers an SMS banking facility to its customers, enabling easy account balance checks via text messages.

Follow these steps to activate and use SMS banking for balance check and enquiry:

Activating BOI SMS Banking

  • Visit the BOI website and click on the Mobile Banking option
  • Select the ‘Star Connect Mobile Banking’ option from the menu
  • Log in with your existing BOI net banking or mobile banking credentials
  • Enter your registered 10-digit mobile number linked with your Bank of India account
  • Click on ‘Set/Change SMS Password’ to create a 4-digit SMS password

Checking Balance and Enquiry via SMS

  • For the primary account: SMS BALANCE<4-digit password> to +919810558585
  • For other accounts: SMS BALANCE<4-digit password> to +919810558585

The steps are straightforward and quick to execute. It is an optimal method for checking balance and enquiry from your registered mobile number while on-the-go.

Using Missed Call Service for BOI Balance Check

Bank of India also provides a missed call service that instantly sends your account balance details via SMS when you call the number and disconnect.

To use this facility, follow these simple steps:

  • Give a missed call to 09266135135 from your mobile number registered with your Bank of India account
  • Cut the call after 1-2 rings
  • You will receive an SMS on the same mobile number with your current BOI account balance

This is the fastest way to check your balance without any additional steps. It is completely free of cost if you have an active SMS plan.

Steps to Check Bank of India Account Balance Through Net Banking

For quick access to your Bank of India account balance from your laptop or desktop, using Bank of India net banking is an ideal option.

Here is how to check balance and enquiry via net banking:

  • Go to the official Bank of India website and click on the ‘Login’ option
  • Enter your existing net banking username and password
  • In the dashboard, go to the ‘Accounts’ section
  • Click on ‘Account Balance’ to view the balance of all linked accounts
  • You can also view the balance of individual accounts under ‘Account Summary’

Net banking also allows you to generate account statements, track expenses, pay bills, and more.

BOI Bank Balance Check through Mobile Banking

The Bank of India mobile banking app enables secure balance checks right from your smartphone. Just download the ‘Bank of India Mobile Banking’ app and follow these steps:

  • Enter your registered 10-digit mobile number and MPIN to log in
  • In the ‘Accounts’ section, choose the ‘Account Balance’ option
  • Select the account type – Savings, Current, etc. to view real-time balance
  • Recent transactions are also displayed for quick reference

You can use the app to track all your Bank of India accounts, manage fund transfers, pay bills on-the-go, and much more.

BOI Balance Enquiry by ATM Card

Use your Bank of India ATM card to check your account balance at any BOI ATM or other bank ATMs. Insert your card, enter your 4-digit ATM PIN, and select the “Balance Enquiry” option to view your account balance on the screen.

Checking BOI Account Balance Through Passbook

The traditional passbook issued by Bank of India provides a simple way to review your balance and transaction history.

To check the balance via the passbook, follow these steps:

  • Visit your home Bank of India branch where the account was opened
  • Submit your passbook at the counter for updating
  • The updated passbook will have entries of all transactions since the last updation
  • The current account balance will be reflected on the last page

Passbook updating also allows you to get your passbook reprinted if lost or damaged.

Using UPI Apps to Check Bank of India Balance

Bank of India account holders can also check their real-time balance right within any UPI app linked to their account.

Here is how to check the Bank of India account balance on UPI apps:

  • Open your preferred UPI app (GPay, PhonePe, Paytm, etc.)
  • Enter UPI PIN when prompted for secure access
  • Go to the ‘Accounts’ or ‘Profile’ section in the app
  • Your linked Bank of India bank account will be shown
  • Click on the Bank of India account to view the latest balance

UPI apps provide instant access to your account balance alongside payments, recharges, offers, and more.

Frequently Asked Questions on Bank of India Balance Check

Q1. How can a Bank of India customer get a mini-statement on mobile?

Bank of India customers can receive a mini-statement on their registered mobile number via:

  • Missed call: Dial 09266135135
  • SMS: Send TRANS<4-digit SMS password> to +919810558585

Q2. What is the process to change the registered mobile number for a Bank of India account?

Visit your home Bank of India branch and submit a written request and KYC documents to change the registered mobile number linked to your Bank of India account.

Q3. How to check the Bank of India account balance without a registered mobile number?

You can check your balance by giving a missed call, visiting a Bank of India ATM for balance inquiry, using Bank of India net banking, or visiting your account opening Bank of India branch.

Q4. Can I link multiple Bank of India accounts to the same mobile number?

Yes, you can link multiple Bank of India accounts to the same mobile number for balance checks and SMS banking.

Q5. How to view the last 5 transactions in a Bank of India account?

Login to the Bank of India mobile banking app, go to account details, and view the last 5 transactions. Or send SMS: TRANS to +919810558585

Regularly checking your Bank of India account balance and inquiry is vital for managing finances responsibly. Bank of India offers customers the flexibility to check their balance through a toll-free call, SMS, missed call, net banking, mobile app, passbook, or UPI as per their convenience. Stay updated and gain better control over your Bank of India account transactions and balance.

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53 thoughts on “How to Check Your Bank of India Account Balance”

  1. Great info! I just opened an account with Bank of India and was looking for a quick way to check my balance. This missed call service seems really convenient. Do you know if there are any charges for using this service, or is it completely free?

    Reply
    • No, there are no charges for using this service. It’s completely free and only takes a few seconds to use. Enjoy!

      Reply
  2. Mera account se balance kat kiya gaya hai, kyo kat hua hai bata sakte hai kya . Call krne pr call krne pr call nahi lagata hai.

    Reply
  3. Sir today I m check my banace amount in my account.but no balance massage come in my mobile my account no .640610110011019 my no.9855780711

    Reply