5 Best Personal Loan apps in India for financial emergencies

Few things are exciting as getting a personal loan promptly, especially in times of financial crisis. As Indians, it goes without saying that are periods when you’re low on cash or need money for emergencies.

TopicBest Personal Loan apps in India 2023
PlatformAndroid, iOS

Consequently, running around to request funds from your friends or relatives could be embarrassing. The good news is thanks to the advancement in technology, you can easily request a loan using the personal loan app.

Just like the flexibility renowned mobile solutions like the Bet 365 app give you, these personal loan apps in India can get you a fantastic loan facility from the comfort of your home without stressing to visit any bank.  

Best Personal Loan apps in India

This option provides you with a secure and hassle-free instant money loan cash out in India within 1 hour. Let us examine the best personal loan apps available in India.


This is an innovative app-based approach for securing a credit line in India. Over time, it has established itself as a leading solution among cash loan apps. MoneyTap offers loans to customers in Delhi NCR, Bangalore, Mumbai, Chennai, and Hyderabad, as well as other 45+ cities located in India, at low-interest rates. 

The exciting part of MoneyTap is that it has no-usage-no-interest characteristics. You won’t pay interest on the money until you use it. With MoneyTap, you can take up a personal loan in India between Rs. 3,000 – Rs. 5,00,000 with an interest of 1.08 to 2.3% per month. 

Get started by downloading the MoneyTap App and signing up on the same website. 

India Lends 

This type of personal loan app is known for offering its customers quick cash loans, free credit reports, and credit cards. 

India Lends is one of the leading premium instant personal loan apps in India that provides minimal interest rates. They also use comprehensive data and technology to protect their functionality, enhancing their app’s workability.

This is is to make the disbursement of loans and their approval easier, faster, and more efficient; within 48 hours. You can get a loan between Rs. 15,000 to Rs. 50,00,000, with interest rates of 0.9 to 3%. Isn’t this fantastic? 

Money View 

Money View Logo

Whether you want a loan to refurbish your house, you desire to get an expensive car, or even you want to cover the expenses of your events, with the Money View loan app, you can secure an instant personal loan within 2 hours. 

It is simple to use, quick and efficient. They use a distinctive credit rating criterion, making it easier for people with lower credit scores to apply. 

And you are privileged to get a loan amount of about ₹ 10,000 to ₹ 5 Lakh, with reasonable interest rates of about 1.33%, and the pay-back time is very flexible – it’s between 3 months to 5 years. 

You don’t need collateral, and repayments of loans can be made easily by using auto-debit EMIs. 


PaySense is one of the best personal loan apps in India. They encourage the variation of low EMI schemes to make loan payments difficulty-free and easy. You can get a personal loan from their app, ranging from INR 5,000 to INR 5,00,000. 

And in case you wish to apply for another loan after repaying your previous one, you won’t be required to go through the same process you went through during your initial registration. The app already has your details documented earlier. 

It has a flexible end-user and requires no credit score or collateral before granting the loan. PaySense has low-interest rates of 1.08 to 2.33% on all loan amounts, and you get to enjoy instant approval of funds 


NIRA is known as a FinTech organization that provides a line of credit to professionals earning salaries in India. Their credit limit ranges from ₹3,000 to ₹ 1 Lakh, and you can repay between the space of 3 months to 1 year.  

They also offer instant approval on loan requests, which makes them one of the best personal loan apps in India. You are privileged to get a higher number of loans with just a simple registration.  

Through the platform, you can create auto-debits and credits, as they do not charge any fees for transactions. Customers are at liberty to withdraw between Rs. 3,000 to Rs. 5,00,000, with interest rates of 1.5 to 2.5% (monthly) based on their score. 


Going through the traditional bank procedure to secure loans can be time-consuming, especially given the rigors of verification.

However, with the availability of these personal loan apps, you can get your loans instantly. Sign up with any of these apps today and enjoy a hassle-free loan facility.

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