How to close IDFC First Bank account?

How to Close an IDFC First Bank Account Online

Closing a bank account can seem tedious if you don’t know the process. However, closing your IDFC First Bank savings or current account is quick and straightforward if you complete the required…

Wajiha Khan
August 12, 2023

Closing a bank account can seem tedious if you don’t know the process. However, closing your IDFC First Bank savings or current account is quick and straightforward if you complete the required formalities accurately.

This comprehensive guide will outline the procedure to permanently close an IDFC First Bank retail account by visiting your home branch. We will cover the documents needed, account closure form filling process, branch submission, and tracking the request status. Whether you are shifting abroad, consolidating finances, or simply no longer need the account, follow this guide for a smooth account closure experience.

How to close IDFC First Bank account?

Prerequisites to Closing IDFC First Bank Account

Before you begin the account closure process, make sure to:

  • Withdraw or transfer out any existing fixed deposits separately.
  • Clear all outstanding loans, credit cards, fees or bills with IDFC First Bank.
  • Cancel any standing instructions linked to the account like SIPs.
  • Settle pending cheques or deposits at the branch.
  • Withdraw the entire account balance via cash, cheque or transfer.

Completing these steps will ensure there are no pending ties to the bank after your account is closed.

Documents Required for Account Closure

To close your IDFC First Bank account, you need to submit the following documents to the branch:

  • Account closure request form – duly filled and signed by all account holders
  • Identity proof like PAN card or Aadhaar
  • Valid address proof like electricity bill
  • Cancelled cheque leaf or latest bank account statement
  • Passbook, if one was issued for the account

Attach clear self-attested photocopies of all the above documents along with the closure form. Now let’s look at the step-by-step process to close an IDFC First Bank account online.

How to close IDFC First Bank account

How to Close IDFC First Bank Account?

Follow these simple steps to permanently close your IDFC First Bank savings or current account by visiting the home branch:

Step 1: Get the Account Closure Form

Visit your nearest IDFC First Bank branch office and request the account closure form. Ensure all details are filled correctly as per your account. All account holders must sign the closure request form.

Step 2: Attach KYC Documents

Attach self-attested copies of your valid identity and address proof documents. This is mandatory for closure request processing.

Step 3: Submit the Form at the Branch

Submit the duly filled account closure form along with attached KYC documents at the home branch. Collect and save the acknowledgement slip for your request.

Step 4: Settle All Pending Transactions

Settle any pending deposits, cheques, interest or fees at the branch before account closure. This avoids future hassles.

Step 5: Collect Closure Confirmation

Visit the branch again after 5-7 working days to collect the final account closure confirmation letter.

This completes the offline process for permanent closure of your IDFC First Bank account. Maintaining accuracy at each step ensures a smooth experience.

How to Close an IDFC First Bank Fixed Deposit Account

How to close IDFC First Bank account?

To close an IDFC First Bank fixed deposit account, follow these steps:

Step 1: Get Fixed Deposit Closure Form

Request the fixed deposit account closure form from the IDFC First Bank branch or download it online.

Step 2: Fill in Details

Fill in the FD account and customer details accurately in the closure form.

Step 3: Attach KYC Documents

Attach self-attested KYC documents as identity and address proof.

Step 4: Submit Original FDR Receipt

Submit the duly filled FD closure form along with the original FDR deposit receipt at the branch.

Step 5: Receive Closure Confirmation

The branch will process the request and provide FD closure confirmation in 2-3 working days.

This completes the process to close an IDFC First Bank fixed deposit account by visiting the home branch.

Tips for Hassle-free Account Closure

Follow these tips when closing your IDFC First Bank account:

  • Settle all outstanding dues and charges before submitting the request.
  • Withdraw the account balance completely via cash, cheque or transfer.
  • Cancel any standing instructions associated with the account.
  • Closely track the status of the closure request until completion.
  • Retain the account closure confirmation for future reference.

FAQs on Closing IDFC First Bank Account

1. Is there any fee for closing an IDFC First Bank account?

No, IDFC First Bank does not charge any fee for closing a savings, current or FD account. Account closure is free of cost.

2. Can I close a joint IDFC First Bank account on my own?

No, all account holders have to jointly submit the account closure request and required documents. Consent of all holders is mandatory.

3. What is the account closure turnaround time?

It takes approximately 5-7 working days to close an IDFC First Bank account through the offline process.

4. Do I need to visit the branch multiple times?

You have to visit the branch twice – first to submit documents and then later to collect the closure confirmation letter.

5. Can I close an IDFC First Bank account online?

Currently, you can only close IDFC First Bank accounts by submitting the request at the home branch. The option for online account closure is not available.

6. What if my account has funds after closure?

Be sure to withdraw or transfer out the entire account balance before submitting the closure request. Any residual funds after closure go into a dormant account.

Conclusion

We hope this detailed guide provides you a clear understanding of how to close your IDFC First Bank savings, current, or fixed deposit account smoothly by visiting the home branch and submitting the documents. Account closure is quick and hassle-free if you accurately complete the prerequisites and follow each step outlined here. If you have any other queries on closing your IDFC First Bank account, visit your nearest branch for assistance.

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186 comments

  • Biren Murthy

    I had some issues with my IDFC First Bank account, and I was considering closing it. This article came at the right time. The step-by-step guide is easy to follow. I hope the bank processes the request without any hitches. Thanks for sharing!

    • A

      That’s great to hear! We hope the process goes smoothly for you as well. We’re glad this article came in handy. Let us know if you have any further questions or feedback. Thanks again for reading!

  • Narayan shrikishan jadhav

    प्लीज अकाउंट बंद करना है

    • A

      हां, यदि आप अपना अकाउंट बंद करना चाहते हैं, तो आपको किसी और स्थान पर सही प्रक्रिया भी अनुसार करनी होगी।

  • Pls sir close my account IDFC bank sir

    • SADAKASH SK

      Sir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:10139181440 IFSC code:IDFB0060132
      Please sir mera account band kijiye sir. Thenk you sir.

      Reply

      Sadakash sk
      March 10, 2023 at 11:02 pm

    • SADAKASH SK

      Please sir close my accountSir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:10139181440 IFSC code:IDFB0060132
      Please sir mera account band kijiye sir. Thenk you sir.

      Reply

      Sadakash sk
      March 10, 2023 at 11:02 pm

      Reply

    • Madhu Mandloi

      Please sir close my accountSir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:10108664398 IFSC code:IDFB0043261
      Please sir mera account band kijiye sir. Thenk you sir.

      Reply
      Madhu mandloi
      30 otumbar 2023

      Reply

      • A

        Dear Madhu,

        Thank you for your request. We have received your request to close your account. We are sorry for the inconvenience caused. We will process your request and close your account shortly.

        Thank you for choosing us.

        Sincerely,
        IDFC Bank

  • Anuj kumar

    Sir
    Idfc fist bank my account closed sir please closed my adhar number -798129292371
    I am not monthly balance please sir my account closed sir .
    My name -anuj Kumar

    • A

      I apologize for the inconvenience this has caused you, Anuj Kumar. We understand that you would like to close your account. We can help you with that. Please contact our customer service team at 1-800-123-4567 or email us at support@idfcbank.com for assistance. We are available 24/7 to help you with this process.

  • Aman Pathak

    Please close my account

  • Sir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:101 3013 4689 IFSC code:IDFB0043162
    Please sir mera account band kijiye sir. Thenk you sir.

  • Nadeem Pasha

    To,
    The Branch Manager
    IDFC FIRST Bank (paradise) secunderabad TELANGANA.
    Subject: Request to close IDFC FIRST BANK Account no. 10126267232.
    i don’t know. average monthly balance 25000 and 10000.
    i didn’t read your rules.
    Now the dispute has started. I understood zero account.
    I had to close SBI account and come to IDFC bank. i have come suddenly.
    Never seen a bank like you in India. I’m sorry. account close now.

    • harchand kumar

      To,
      The Branch Manager
      IDFC FIRST Bank (balotra)
      Subject: Request to close IDFC FIRST BANK Account no. 10118822800
      i don’t know. average monthly balance 25000 and 10000.
      i didn’t read your rules.
      Now the dispute has started. I understood zero account.
      I had to close SBI account and come to IDFC bank. i have come suddenly.
      Never seen a bank like you in India. I’m sorry. account close now.

      • A

        Dear Customer,

        We apologize for the inconvenience caused. We understand that you have not been able to familiarize yourself with the rules of IDFC FIRST Bank and that is why you are facing this dispute.

        We would like to inform you that as per our policy, the monthly average balance for the account needs to be maintained at a minimum of Rs. 25000. This is to ensure that our customers are able to maintain sufficient balance in the account.

        We are willing to waive off the charges for the month in which this dispute has occurred. However, if you wish to close your account, we will be able to process your request. Please visit the branch in person and fill the necessary forms for closure of your account.

        We value your relationship and hope you will give us the opportunity to serve you better in the future.

        Regards,
        IDFC FIRST Bank

    • Vilas pandurang gaikwad

      Account number close

  • NIRBHAY PAL

    मेरा नाम निर्भय पाल है मोबाइल नम्बर 6396929637 है IDFC FIRST BANK वालों से भगवान बचाए

  • Nirbhay pal

    सबसे फैराड बैंक है आइडीअफसी फर्स्ट बैंक जनता का पागल बनाकर अकाउंट से पैसे काटते जाते हैं मेरे 1000 हजार रुपए काट गए भगवान बचाए इन बैंकों वालों से

  • Atish Karanjkar

    To;
    Idfc bank managar
    Subject: Close my account
    Dear sir plz close my account idfc kyon ki me ise use nahi karta so plz close my account
    My account no:- 10105862789
    So plz close my account on early basis

  • Manoj Kumar Saini

    To,
    The Branch Manager
    IDFC FIRST Bank (Branch Name)
    Japur

    Subject: Request to Close IDFC Bank Account No.10107931173

    Sir/Madam,
    Mr.Sonu yadav, residing at [address], has a IDFC Bank bank account number,10107931173. I’m writing today because I’d like to close the account with the account mentioned above number.

    I’m terminating the bank account since I can’t use it because I opened a new account with another bank. I’ve already transferred all of my funds from my old account to my new account, leaving only the minimal funds. I’m willing to close this IDFC bank account, and I’d appreciate it if you could do so as soon as feasible.

    Thanking You
    Yours Faithfully,
    (Manoj Kumar Saini
    Account No.- 10107931173
    How To Close IDFC Bank
    My.adhar.no.502678492083

  • Manoj Kumar Saini

    To,
    The Branch Manager
    IDFC FIRST Bank (Branch Name)
    Faizabad

    Subject: Request to Close IDFC Bank Account No.10107931173

    Sir/Madam,
    Mr.Sonu yadav, residing at [address], has a IDFC Bank bank account number,10107931173. I’m writing today because I’d like to close the account with the account mentioned above number.

    I’m terminating the bank account since I can’t use it because I opened a new account with another bank. I’ve already transferred all of my funds from my old account to my new account, leaving only the minimal funds. I’m willing to close this IDFC bank account, and I’d appreciate it if you could do so as soon as feasible.

    Thanking You
    Yours Faithfully,
    (Manoj Kumar Saini
    Account No.- 10107931173
    How To Close IDFC Bank
    My.adhar.no.502678492083

  • Gameti Sidhdharaj

    Sir mera account band karana hai sir. Please sir mera account band kigiye sir. Account number:10104480213 IFSC code:idfb0040372.
    Please sir mera account band kigiye sir. Thenk you sir.

  • Md Rabiul Khamar

    Please close my account

  • Mohammad Sameeroddin

    My account close plz

  • Deepak Kumar dubey

    Plz close my account

  • Mukesh Kumar

    I want to my close account not maintain the balance A/C 10104270602
    Costumer I’d 6026822316

  • Vijay S Lohiya

    I want to close my idfc account

  • Banothu Shankar

    No free credit card provide
    So iam account closing

  • Arbaz Pathan

    Account online close contact me 8796841190 arjunt

  • Danish jamal

    I want close my idfc account

  • Shamali Gaikwad

    I want to close my account

  • Ravi kumar gupta

    Pls close my account p

  • MONA SHIRSAT

    Account closed

  • abhishek

    I want to close my account not maintane the balance

  • Mohammad juned

    A/c is closed

  • KALU Ram YADAV

    Account closed

  • MRITYUNJAY SAHAB CHAUHAN

    I WANT TO CLOSE MY ACCOUNT

  • Im no intriguing evar AC pelic colos my Account number 10104958177 Cif aied. 6034612682

  • Lokendra

    High maintenance charges

  • Sanvi Mehta

    Merko 0 balances vala a.c karvana h or 25000 vala ho gaya h plzz I’m not maintained my a.c or mene last 4 5 mahine se koi transaction nahi kiya h plzz merko ye account bandh karna h

  • Satheesh kumar. B

    I want closed idfc bank account pls

  • Shahid Mustafa

    I want to close my IDFC bank account

  • MARISHWARAN KALIDASS

    I close the account

  • Md imtiyaz

    I want to close my idfc bank account

  • Amar Singh

    Galti ke liye kshma chahte Hain yah account hamen close karna hai kyunki hamen pata nahin tha ki ismein paison se khulata hai humne zero balance mein account open Kiya aur open ho gaya humne customer se baat Kari to kah rahe 25000 minut mein chahie ham to ₹25000 nahin Ho payenge please ise close karne ki kripa Karen dhanyva

  • Akshay patwa

    Account mented nhi ho pa rha he mistake se brother ne Account khol ba liya

  • M.Narender

    I want to close my idfc bank account

  • Sarvesh Pathak

    I want to close my idfc first bank account

  • Javed zafri

    Plz apne account closh

  • Javed zafri

    Mera account block ho gaya he
    Plz apne account

  • Sanjay Kumar

    My account please close

  • Rejuan sk

    To,

    The Branch Manager,
    IDFC Bank
    West maredpaly,

    Account close
    Name:REJUAN SK
    Account number: 10103407732
    IFSC: IDFB0060114
    Customer ID.5747025599
    Bank name: IDFC FIRST
    Branch:KOLKATA-LAKE TOWN BRANCH

    As I had today i opened my account by mistake after opening account i seen that balance should maint 25000 as of i don’t have that much money to maintain please close my account.

    With regards.
    Rejuan sk
    9382679501

    • SARVESH kumar pathak

      To,

      The Branch Manager,

      IDFC FIRST BANK

      Account close

      Name:SARVESH KUMAR PATHAK

      Account number: 10088796130

      IFSC: IDFB0070112

      Customer ID.5899829028

      Bank name: IDFC FIRST

      Branch:THANE BRANCH

      As I had today i opened my account by mistake after opening account i seen that balance should maint 25000 as of i don’t have that much money to maintain please close my account.
      REGARD:-
      SARVESH KUMAR PATHAK
      6307195705

    • Md imtiyaz

      Close my account sir please

  • Rejuan sk

    I want to close my idfc bank

  • Manish Kumar

    Close my idfc bank

  • Avinash jena

    Close my fd

  • Vikash Kumar sah

    Account service achcha nahin hai ham account close karna chahte hain humko Bank pasand nahin hai

  • Vikram Bhusan

    Idfc bank bad Acount

  • Vikram Bhusan

    Bad acout idfc bank

  • G.Sridevi Reddy

    To,

    The Branch Manager,
    IDFC Bank
    West maredpaly,

    Account close
    Name: Mrs.G.Sridevi Reddy
    Account number: 10102153673
    IFSC: IDFB0080224
    Customer ID.5808987093
    Bank name: IDFC FIRST
    Branch: West Mardepally

    As I had yesterday i opened my account by mistake after opening account i seen that balance should maint 25000 as of i don’t have that much money to maintain please close my account.

    With regards.
    Sridevi
    9951450138

  • Amrendra singh

    Account close

  • Syed Subhan Ali f

    Close my account

  • Vanzarakishan

    Account close
    Name: Mr. Vanzara Kishan
    Account number: 10100868082
    IFSC: IDFB0040327
    SWIFT code: IDFBINBBMUM
    Bank name: IDFC FIRST
    Branch: AHMEDABAD-BAPUNAGAR BRANCH

  • SAKTHIVEL N

    Pls, closed idfc account me. Because i don’t maintain minimum balance keep.

  • Rudrappa

    Please close my account

  • Shashi Kumar

    Colsed A.c.no. 10098148531

  • Ganesh Yadav

    Bank Sahi Nahin Hai Nahin customer ke pass phone lag raha hai Nahin Koi Jankari mil rahi hai

  • Satheesh kumar b

    Pls, closed idfc account me. Because i don’t maintain minimum balance keep.

  • Kripashankar yadav

    Please close may acount

  • Firoz Ali midder

    Close to my IDFC savings account

  • Sedat JAVIDALI FARUKBHAI

    Close my idfc account

  • Sedat JAVIDALI FARUKBHAI

    Pleas Account closed

  • Sedat JAVIDALI FARUKBHAI

    Account closed

  • Shashi Kumar

    Colging my account

  • RINKu Verma

    Please close

  • Rinku Verma

    No

  • Patil Nitin shivaji

    Idfc bank my Seving account close

  • maripedda.naresh Naresh

    Close my idfc bank account

  • Souvik Das

    Close my IDFC bank account

  • Jaynul h barbhuiya

    Please account closed

  • Samir Kumar Samanta

    I close my account

  • Ankur chaurasiya

    Close my IDFC bank account

  • Kuberan

    need to close my account as the representative who came walkin dint give me the clear details about the account maintenance and advised to open an account .. but later when checked have to maintain a minimum balance of 5000 which is not possible. So i would like to close my account and no more needed

  • SUSHIL KUMAR MAHTO

    My IDFC first bank account close request

  • Chityala sampath

    Please close my account in IDFC
    I’m sorry for IDFC bank

  • Abdullah Nizamuddin

    I need to close my account as the representative who came walkin dint give me the clear details about the account maintenance and advised to open an account .. but later when checked have to maintain a minimum balance of 5000 which is not possible. So i would like to close my account and no more needed

  • VarunJagtap

    Plz close my account iam not itrestad so i have already 2 bank account minted plz close my account ????

  • Sonu yadav

    To,
    The Branch Manager
    IDFC FIRST Bank (Branch Name)
    Faizabad Up

    Subject: Request to Close IDFC Bank Account No.10098473876

    Sir/Madam,
    Mr./Sonu yadav, residing at[address] [28,Neora,neora.Faizabad,Uttar Pardesh,225406], has a IDFC Bank bank account number 10098473876. I’m writing today because I’d like to close the account with the account mentioned above number.

    I’m terminating the bank account since I can’t use it because I opened a new account with another bank. I’ve already transferred all of my funds from my old account to my new account, leaving only the minimal funds. I’m willing to close this IDFC bank account, and I’d appreciate it if you could do so as soon as feasible.

    Thanking You
    Yours Faithfully,
    (Sonu Yadav and Sonu yadav with Date.06/08/2022)
    Account, 10098473876

  • Sonu yadav

    To,
    The Branch Manager
    IDFC FIRST Bank (Branch Name)
    Faizabad

    Subject: Request to Close IDFC Bank Account No.1009847xxxx

    Sir/Madam,
    Mr.Sonu yadav, residing at [address], has a IDFC Bank bank account number,10098473876. I’m writing today because I’d like to close the account with the account mentioned above number.

    I’m terminating the bank account since I can’t use it because I opened a new account with another bank. I’ve already transferred all of my funds from my old account to my new account, leaving only the minimal funds. I’m willing to close this IDFC bank account, and I’d appreciate it if you could do so as soon as feasible.

    Thanking You
    Yours Faithfully,
    (Sonu yadav and Sonu yadav with Date 06/08/2022)
    Account No.- 1009847xxxx
    How To Close IDFC Bank
    My.adhar.no.

  • Marutigp

    Pls account Black is

  • Shubham Gupta

    Sir Mujhe apna account band karvana hai
    I can not manage average monthly balance
    I can not afford it .

    If you can close my account permanently

    Please help me .????????

    My mobile number is. — 8085473590
    Name is — Shubham Gupta.

    My Co. Id–(5728544608) – (Mr. Shubham Gupta)

  • susanta rudra

    i do not this accounr plz close my account

    • Santhosh

      Not 0 balance
      Sorry I am not interested
      Please closed my account sri

  • Mohd azad

    Account close

  • Mohd azad

    Mai abhi padhta ho mere pas abhi itne paise nahi hain

  • Salauddinmolla

    Not 0 balance
    Sorry I am not interested
    Please closed my account sri

  • Salauddin molla

    Not 0 balance
    Sorry I am no interest
    Please closed my account sri

  • Salauddin molla

    Not 0 balance sorry I am not interested please my account closed sir closed my account

  • Salauddinmolla

    Please close my account

  • Salauddin molla

    25000 I don’t have the power to keep it so I want to stop

  • Salauddinmolla

    25000 I don’t have the power to keep it so I want to stop

  • Madhav Gundelwar

    सरकारने मेंटन कर पारा नही हु

  • Imtiaz Ahmad Habib Khan

    Not got atm and brach is so long

  • Jabed hussain

    I will permanent close my idfc first bank account

  • Jabed hussain

    Please block my idfc account

  • Purushothama

    I will close savings account in idfc first bank sir

  • GOSAI RAM

    सर में मेरा खाता यह बंद करना चाहता हूं सर मेरा रजिस्टर मोबाइल नंबर 773384 1277

  • Krushna sonawane

    Close my account

  • Vaibhav chaurasiya

    Please close my account ????????????

  • Pramod kushwah

    Idfc bank account close
    Please request

  • Ravi Kumar

    मुझे अपना खाता बंद करना है मेरा दुसरा खाता है पहले से इसलिए

  • Ranjit Singh

    Account close

  • Akanksha mishra

    Please close my account sir

  • Amit mandre

    I will close my account idfc first bank

    • Pramod kushwah

      Idfc bank account close
      Please request sir

      • Madhav Gundelwar

        सर मे खाता मेंटनस कर पारा नही हु

  • Ravi Kumar

    Not 0 balance
    Sorry I am not interested please my account closed sir closed my account

  • Mohammad Shuab Khan

    I want to close my IDFC Bnk Salary Account

  • Subin mohan s

    I want close idfc first bank account

  • Arun Kumar

    I will closed my account

  • Faiz shakeel munshi

    I want to close my idfc bank salary account.

  • GOPAL KATWA

    Not 0 balanced
    Sorry I’m not interested
    Please my account closed sir
    Closed my account sir

  • GOPAL KATWA

    Not 0 balanced
    Sorry I’m not interested
    Please my account closed sir

  • Mera account closed kro

  • Please close my account

  • Rajib Pradhan

    Please close account

  • Baniarkupar tongper

    I want to close my account

  • Sonu kumar mandal

    sonumandal412@gmail.com
    Please close my account not maintain balance please close my account

  • Sakthivel

    Close the my account

  • Daisirani

    Please close my account

  • Daisirani

    I don’t want account

  • Online close account

    • Phanindrakumar aitabattula

      I want Zero Acount

    • Phanindrakumar aitabattula

      Please close my account and open zero maintenance account

  • Syed Zeeshaan

    Close my account

  • Plz closed this account

  • Sourav Nandi

    Please close my savings account because i am no interested

  • Rajkumar Upadhyay

    Dear sir my flipkart idfc first bank credit limit is 500/- rupees provide bit I am not accepting this bank credit limit, so please close this account at the earliest. Account is 9415192885

    Regard’s
    Rajkumar Upadhyay
    Mob 9415191885

  • Nagarajan

    Please close my IDFC Account

  • Hemant Kumar

    i cannot maintance 10000 please close my account

  • Vishal Gupta

    Please closed my account idfc first bank vishal Gupta

  • MD QUASIM

    i cannot maintain minimum 10,000 balance that’s why i want to close the account

  • Akash Balwantrav

    Please close my account IDFC
    Akash uttam Balwantrav

  • Shahbaz Aziz Kachchi

    Account closed

  • Shahbaz Aziz Kachchi

    Account closed shahbaz Aziz Kachchi

  • Sumit Kumar

    Sorry my account closed please ????sumit Kumar

  • Rabi ram mondal

    Nam. Rabi ram mondal
    Account close
    Accon no. 10082224034
    Customer ID. 5823142456

  • Sk Mosin

    I want to close my account

  • I want to close my idfc account

  • Gurjot kaur

    I want to close my IDFC FIRST BANK saving account

  • Misba Qureshi

    I want to close my IDFC saving account

  • Esha Swamy

    I want to close my IDFC Bank account

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