How to Close Union Bank of India Bank Account ?

Do you have a Union Bank of India account? Do you take advantage of the bank’s sophisticated banking services? You can close the Union Bank of India bank account and switch to another bank if you are dissatisfied with the services. You could have your reasons for the closing Union bank account. This article is a guide about ‘How to close Union bank of India bank account online,’ simply follow the steps below to close a UBI bank account. 

It is necessary to know that no online method allows you to close a bank account. A customer has to visit the bank or call the customer executive to close the Union bank of India bank account. To close a bank account, you must provide identification and address proof documents to a Union Bank of India home branch.

How to Close Union Bank of India Bank Account Online?

Union Bank used to have a very simple process to close an account online. All you have to do was access the Union Bank of India website at www.unionbankofindia.com and log in to your account by entering your User ID and Password. Once you are logged in, you were able to close your UBI bank account online by following the given steps:

1. Click on “Close Account” under the “Account Services” tab on the left hand side menu bar
2. Fill up all the required details such as Name, Address, Phone Number and Email
3. Click on “Submit Request”
4. You will receive a confirmation email with a link to complete this process.

How to Close Union Bank Savings Account?

Following the below-given steps, you can close your current account or saving account in the Union Bank of India. 

Note: You can take your KYC documents to the Union Bank of India’s main branch, where you can request the Union Bank account closure form, fill it out, and submit it along with the documents.

Union Bank of India does not provide an online alternative for a closing bank account. You must go to the branch and request account closure by following the instructions. 

Union Bank Account Closure Form PDF

In the account closure form, you will find all the instructions to fill it out. Customers can collect the form manually from any nearby Union Bank of India branch, or you can download it from the official Union Bank of India website. We have also provided an option to download the Union Bank of India bank account closure form PDF format below. Ensure that the details you fill in the form are accurate and recheck before submitting it to the bank official.

Minimum balance in Union Bank of India

The necessary minimum amount and average quarterly balance (AQB) in a normal savings bank account are determined by the location of the bank branch where the deposit is maintained. Pensioners are also granted particular consideration when it comes to minimum balance requirements. The necessary minimum and average quarterly balances are listed below.

Union Bank Account Closing Form

To close the union bank of India bank account by submitting an application to close a Union bank account to the bank is also a measure to close the bank account. In this application, you have to mention your name, account number, and address. Follow the below-given format to write an application requesting the bank to close the account.

To,
The Branch Manager,
(Bank Branch name)
(Branch Address)

Subject: Application to close Union Bank of India bank account.

Respected Sir/Madam,

This letter is to close my Union Bank of India bank account. I will not be able to maintain the minimum balance and continue to use this bank account anymore. My (savings account / current account) account number is XXXXXXXXX, with account holder name 'XYZ' and address 'XYZ.'

I request you to close the account and credit the amount by cash or via DD.

Thanking you,
[Name]
[Signature]
[Address]

Union Bank Account Closing Charges

The charges for closing a Union Bank of India account are-

Close Union Bank of India Bank Account Via Customer Care Number

Please connect to the customer care number of Union Bank of India and request the customer care executive to close your bank account; provide them your account number and name details. The executive will escalate the request, and you will get notified with details. When requesting to close the union bank of India account via customer care, ensure you have zero balance in your account. Union Bank all-India Toll-Free number: 1800 22 22 44 / 1800 208 2244

For all banks and account-related details, you can check our page. Click Here

FAQs

Conclusion

It is better to close the bank account if you do not use it. This post was about how to close the union bank of India bank account online. However, the Union Bank of India doesn’t offer an online option to close the account. We hope that the above-given information was helpful to you and if you still have any questions related to the same kindly shoot us in the comment section below.