How to activate SBI Credit Card Online

State Bank of India provides a wide range of credit cards. However, the bank delivers an inactive credit card, which the user can later activate as a safety measure. Hence, we have created a stepwise guide to the whole process of activation of SBI credit cards.

You can activate your Credit card using various methods like net banking, mobile application, email, or through customer service.

Steps To Activate SBI Credit Cardusing Net Banking

If you have SBI’s net banking facility, this option is the best & easiest option for you.

  • Firstly, visit
  • Check on the header. You should see a login button below the search bar. Click on the login button.
activate sbi credit card
  • It should take you to this screen.
activate sbi credit card
  • If you already have an account, log in using your login id and password.
  • In case you are a first-time user, click on ‘First time user?’ and get registered. Follow the following steps.
  • It should redirect you to the SBI credit card activation dashboard. Which should look like this
sbi credit card activation through sms
  • After you are logged in, click on the “Requests” tab on the left-hand side of the screen
activate sbi credit card for online transaction
  • Now scroll down to find the “Card Activation” tab.
  • Click on the “Card Activation” option in it.
  • You should see a screen with a drop-down menu.
  • In case you have multiple credit cards associated with SBI net banking account, you will be asked to choose the card to be activated.
sbi credit card activation
  • After choosing the card to be activated click on “Activate” tab
sbi credit card activation sms
  • Your card is now activated and ready to use
SBI Card Activated

If you are looking for How To Activate SBI Debit Card, you can check our article here.

FAQ On How To Activate SBI Credit Card through sms

How Can I Check My SBI Credit Card Dispatch Status?

You can check your SBI Credit Card Dispatch Status by logging in to your SBI Card account at or writing to us to check the dispatch status. You can also call us on our helpline number to check the dispatch status. Alternatively, you can chat with Chatbot ILA for the query.

What Is The SBI Credit Card User ID?

To know SBI Cards user ID, you will need to enter your SBI Credit Card number, date of birth and CVV number on the SBI Cards website. You will receive an OTP (One Time Password) on your mobile number and also on your email address. To know your SBI Cards user ID, enter this OTP you received on your phone.

How Can I Activate An SBI Credit Card By SMS?

Sbi credit cards cannot be activated via SMS.
Debit cards issued by the state bank of India can be activated by SMS, not a credit card. Therefore, you cannot activate the sbi credit card via SMS. You can, however, activate the card by calling the customer care number.


We have written the easy methods to activate an SBI credit card Online. It is entirely online, and you can complete them sitting at home. Using this easy method, you can quickly start your SBI Credi Card. Follow each step carefully to avoid errors. I hope this post will help you to activate your SBI Credit Card. If you face any issues, let us know in the comments section below. We will be more than happy to help.

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