YONO SBI Registration without Internet-Banking

State Bank of India is one of the leading banks in the country, providing its innumerable customers with new-age banking and finance-related services. Apart from individual customers, the State Bank of India also offers finance-related services to retail businesses. ‘You Only Need One or more popularly known as YONO, is the State Bank of India’s automated digital banking app which offers a wide range of banking and financial services. The app, launched in 2017, aims to cater to the customer’s needs at their fingertips. SBI introduced this app to provide customers with a new digital banking experience. Many fundamental tasks can be initiated on the app, such as checking bank balances, creating a fixed deposit, transferring funds, accessing account statements, and so on.

YONO SBI Registration without Internet-Banking

One can also request chequebooks, passbooks, debit cards, and PIN changes through the app. The app has a long menu of tasks customers can carry out on their app. Long and tiresome visits to the branch can also be reduced through the usage of this application. Overall the app is the one application for your banking needs. In this article, we will learn about how to do SBI YONO registration without internet banking and with internet banking.

Services ProvidedNet Banking, Mobile Banking, Loans, etc.
Post CatagoryGuide
Official WebsiteYONO by SBI: Lifestyle & Banking, dono

YONO SBI Registration without Internet-Banking

An SBI customer who might not have activated internet banking would still want to register and use the YONO application. The excellent part about YONO is that a customer can register and log onto the application without needing an internet banking facility. However, the process to be followed is longer than registering and logging into the application with internet banking.

YONO SBI Registration without Internet-Banking
Follow the below steps to download and register on the SBI YONO App without Internet- Banking,
Download the YONO App
Download and install the SBI YONO app from the Google Play Store for Android users or Apple App Store for ios users.
Select the SIM for Verification
Open the app and select the SIM (mobile number) with which you want to register on the app.
Complete the SMS Verification
To verify your mobile number, an SMS will be sent to you by the bank on your registered mobile number containing an OTP. Enter the OTP to complete verification. Furthermore, please ensure that there is enough balance in the account to which the verified number is linked.
Enter Your Account Details
Once the verification is complete, on the next screen, you will have to enter your account number and date of birth. Once the details are accurately entered, tap on the Next Button.
Create Your Internet Banking Credentials
On the next page, you will be asked to create SBI Internet Banking Credentials. Once done, tap on Proceed.
Select “Register for YONO with my ATM Card”
This is one of the most important steps. The next option will ask you to choose from two options.
i) Register for YONO with my ATM Card
ii) Register with Account Details.
Please choose the first option, as it allows you to complete your signup process in a wholly digital way. Selecting the second option would require you to visit the bank branch.
Enter your account details again
After tapping on the first option in this step, the app will again ask you to enter your Account Number and your Date of Birth. Once done, tap on the Next button.
Enter the OTP
Post the 7th step, and you will be again asked to verify through an OTP. Enter the OTP you have received on your phone and click on submit.
Review User Details with Transaction Rights
You will have to review the details you have provided in this step. Next, you will have to select the Transaction Right which you wish to exercise on the app. For a seamless service, click on the Full option. Then tap on the Next button.
Enter Your SBI Debit card details
Enter the last six digits of your ATM card. Tap on the Next button.
Enter the ATM PIN of the card.
On the next screen, you will be asked to enter your ATM. Enter your ATM PIN and click on the submit button.
Create Username and Password
In this final registration step, choose a username id and set a strong password for the same. Tap on Confirm. Please remember the username and password, because you are going to need them to sign in to SBI Yono again.
Successful YONO Registration
The success of the registration will be displayed to you on your mobile screen. In the Next Step, It will ask you to setup up your MPIN, a six-digit numeric code.
Create Your MPIN
If you wish to use MPIN with YONO, accept the usage of MPIN for the YONO app by ticking the box provided at the bottom of your screen. Next, move further by tapping on the proceed button.
Verify OTP for MPIN activation
You will receive another OTP for verification. Enter it to complete the registration. On the next screen, you will see a Congratulation message for completing the registration process.

How to Register YONO SBI via Internet-Banking

How to Register YONO SBI via Internet-Banking

Registering on the YONO SBI app with internet banking is a cakewalk. The process is much simpler and faster than registering and logging in on the app without internet banking being enabled.

Follow the step by steps to register and activate SBI Bank’s YONO app with Internet Banking.

Step 1: Download the app from the Google Play Store or Apple App Store.

Step 2: Select the SIM for verification

Step 3: The bank will verify your mobile number by sending an SMS. Enter the OTP correctly.

Step 4: If your Internet banking is already active, the app will ask you to enter your net banking credentials to proceed.

Step 5: Enter your net banking credentials and verify them with an OTP.

Step 6: Assent the usage of MPIN for the YONO app by ticking on the box at the bottom of your screen and then proceed further

Step 7: The success of the registration will be made known to you by the congratulations message on your screen.


Can I activate YONO SBI without visiting the branch?

Yes, you can activate YONO SBI without having the need to visit your bank branch. To achieve this, click on Register with ATM Card in the 6th step of your registration process.

How to register in SBI YONO lite without internet banking

The process is the same as registering on the regular SBI YONO app. Follow the same steps mentioned above for registering on SBI YONO App without internet banking.

If I have an SBI credit card but not a bank account still can I use this YONO app?

No, you cannot use the YONO app without a bank account with SBI. Moreover, an SBI credit card can not be used to register on the application.

Is it mandatory to have an SBI bank account number to use YONO web & app?

SBI YONO provides services related to your bank account; thus, it is mandatory to have an SBI bank account number to use YONO Web and App.

Now how to login on YONO app?

Log in to the SBI YONO App using the valid MPIN set up during registration. However, if your phone has biometric authentication enabled, you can also use the same.

Have an issue while login into the YONO app or webpage?

In case you encounter any errors or problems while trying to access SBI YONO on the app or the web, don’t hesitate to get in touch with the SBI support team. The team will, in turn, resolve the issue for you via troubleshooting. But you will have to send a screenshot about the same to @feedback.yono@sbi.com


State Bank of India’s YONO is a new-age application provided by the bank to ease their customers’ access. The app is easy to use and offers a range of services (checking statements, fund transfers, requesting additional services, etc.), ensuring that customers don’t have to travel to the bank for the simplest tasks. The app has a simple activation process. The majority of the customer’s banking needs can be performed on the app itself. If you have any issues feel free to contact the support team, who will fix the problem. Also, be double sure while performing banking tasks online due to the rise in online frauds and scams. Please do not share your banking login password or OTP with anyone. In case you encounter some suspicious activity with your bank account, bring it to the notice of the bank officials at the earliest.

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