Closing a bank account can seem tedious if you don’t know the process. However, closing your IDFC First Bank savings or current account is quick and straightforward if you complete the required formalities accurately.
This comprehensive guide will outline the procedure to permanently close an IDFC First Bank retail account by visiting your home branch. We will cover the documents needed, account closure form filling process, branch submission, and tracking the request status. Whether you are shifting abroad, consolidating finances, or simply no longer need the account, follow this guide for a smooth account closure experience.
Prerequisites to Closing IDFC First Bank Account
Before you begin the account closure process, make sure to:
- Withdraw or transfer out any existing fixed deposits separately.
- Clear all outstanding loans, credit cards, fees or bills with IDFC First Bank.
- Cancel any standing instructions linked to the account like SIPs.
- Settle pending cheques or deposits at the branch.
- Withdraw the entire account balance via cash, cheque or transfer.
Completing these steps will ensure there are no pending ties to the bank after your account is closed.
Documents Required for Account Closure
To close your IDFC First Bank account, you need to submit the following documents to the branch:
- Account closure request form – duly filled and signed by all account holders
- Identity proof like PAN card or Aadhaar
- Valid address proof like electricity bill
- Cancelled cheque leaf or latest bank account statement
- Passbook, if one was issued for the account
Attach clear self-attested photocopies of all the above documents along with the closure form. Now let’s look at the step-by-step process to close an IDFC First Bank account online.
How to Close IDFC First Bank Account?
Follow these simple steps to permanently close your IDFC First Bank savings or current account by visiting the home branch:
Step 1: Get the Account Closure Form
Visit your nearest IDFC First Bank branch office and request the account closure form. Ensure all details are filled correctly as per your account. All account holders must sign the closure request form.
Step 2: Attach KYC Documents
Attach self-attested copies of your valid identity and address proof documents. This is mandatory for closure request processing.
Step 3: Submit the Form at the Branch
Submit the duly filled account closure form along with attached KYC documents at the home branch. Collect and save the acknowledgement slip for your request.
Step 4: Settle All Pending Transactions
Settle any pending deposits, cheques, interest or fees at the branch before account closure. This avoids future hassles.
Step 5: Collect Closure Confirmation
Visit the branch again after 5-7 working days to collect the final account closure confirmation letter.
This completes the offline process for permanent closure of your IDFC First Bank account. Maintaining accuracy at each step ensures a smooth experience.
How to Close an IDFC First Bank Fixed Deposit Account
To close an IDFC First Bank fixed deposit account, follow these steps:
Step 1: Get Fixed Deposit Closure Form
Request the fixed deposit account closure form from the IDFC First Bank branch or download it online.
Step 2: Fill in Details
Fill in the FD account and customer details accurately in the closure form.
Step 3: Attach KYC Documents
Attach self-attested KYC documents as identity and address proof.
Step 4: Submit Original FDR Receipt
Submit the duly filled FD closure form along with the original FDR deposit receipt at the branch.
Step 5: Receive Closure Confirmation
The branch will process the request and provide FD closure confirmation in 2-3 working days.
This completes the process to close an IDFC First Bank fixed deposit account by visiting the home branch.
Tips for Hassle-free Account Closure
Follow these tips when closing your IDFC First Bank account:
- Settle all outstanding dues and charges before submitting the request.
- Withdraw the account balance completely via cash, cheque or transfer.
- Cancel any standing instructions associated with the account.
- Closely track the status of the closure request until completion.
- Retain the account closure confirmation for future reference.
FAQs on Closing IDFC First Bank Account
1. Is there any fee for closing an IDFC First Bank account?
No, IDFC First Bank does not charge any fee for closing a savings, current or FD account. Account closure is free of cost.
2. Can I close a joint IDFC First Bank account on my own?
No, all account holders have to jointly submit the account closure request and required documents. Consent of all holders is mandatory.
3. What is the account closure turnaround time?
It takes approximately 5-7 working days to close an IDFC First Bank account through the offline process.
4. Do I need to visit the branch multiple times?
You have to visit the branch twice – first to submit documents and then later to collect the closure confirmation letter.
5. Can I close an IDFC First Bank account online?
Currently, you can only close IDFC First Bank accounts by submitting the request at the home branch. The option for online account closure is not available.
6. What if my account has funds after closure?
Be sure to withdraw or transfer out the entire account balance before submitting the closure request. Any residual funds after closure go into a dormant account.
Conclusion
We hope this detailed guide provides you a clear understanding of how to close your IDFC First Bank savings, current, or fixed deposit account smoothly by visiting the home branch and submitting the documents. Account closure is quick and hassle-free if you accurately complete the prerequisites and follow each step outlined here. If you have any other queries on closing your IDFC First Bank account, visit your nearest branch for assistance.
186 comments
Biren Murthy
I had some issues with my IDFC First Bank account, and I was considering closing it. This article came at the right time. The step-by-step guide is easy to follow. I hope the bank processes the request without any hitches. Thanks for sharing!
Editorial Team
That’s great to hear! We hope the process goes smoothly for you as well. We’re glad this article came in handy. Let us know if you have any further questions or feedback. Thanks again for reading!
Narayan shrikishan jadhav
प्लीज अकाउंट बंद करना है
Editorial Team
हां, यदि आप अपना अकाउंट बंद करना चाहते हैं, तो आपको किसी और स्थान पर सही प्रक्रिया भी अनुसार करनी होगी।
Sonu
Pls sir close my account IDFC bank sir
Madhu Mandloi
Please sir close my accountSir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:10108664398 IFSC code:IDFB0043261
Please sir mera account band kijiye sir. Thenk you sir.
Reply
Madhu mandloi
30 otumbar 2023
Reply
Editorial Team
Dear Madhu,
Thank you for your request. We have received your request to close your account. We are sorry for the inconvenience caused. We will process your request and close your account shortly.
Thank you for choosing us.
Sincerely,
IDFC Bank
SADAKASH SK
Please sir close my accountSir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:10139181440 IFSC code:IDFB0060132
Please sir mera account band kijiye sir. Thenk you sir.
Reply
Sadakash sk
March 10, 2023 at 11:02 pm
Reply
SADAKASH SK
Sir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:10139181440 IFSC code:IDFB0060132
Please sir mera account band kijiye sir. Thenk you sir.
Reply
Sadakash sk
March 10, 2023 at 11:02 pm
Anuj kumar
Sir
Idfc fist bank my account closed sir please closed my adhar number -798129292371
I am not monthly balance please sir my account closed sir .
My name -anuj Kumar
Editorial Team
I apologize for the inconvenience this has caused you, Anuj Kumar. We understand that you would like to close your account. We can help you with that. Please contact our customer service team at 1-800-123-4567 or email us at support@idfcbank.com for assistance. We are available 24/7 to help you with this process.
Aman Pathak
Please close my account
Anil
Sir mera account band karana hai sir. Please sir mera account band kijiye sir. Account number:101 3013 4689 IFSC code:IDFB0043162
Please sir mera account band kijiye sir. Thenk you sir.
Nadeem Pasha
To,
The Branch Manager
IDFC FIRST Bank (paradise) secunderabad TELANGANA.
Subject: Request to close IDFC FIRST BANK Account no. 10126267232.
i don’t know. average monthly balance 25000 and 10000.
i didn’t read your rules.
Now the dispute has started. I understood zero account.
I had to close SBI account and come to IDFC bank. i have come suddenly.
Never seen a bank like you in India. I’m sorry. account close now.
Vilas pandurang gaikwad
Account number close
Vikram Singh
खाता बन्द
Pradeep Yadav
S
ar mujhe account band karvana hai
Pradeep Yadav
Sar mujhe account band karvana hai
harchand kumar
To,
The Branch Manager
IDFC FIRST Bank (balotra)
Subject: Request to close IDFC FIRST BANK Account no. 10118822800
i don’t know. average monthly balance 25000 and 10000.
i didn’t read your rules.
Now the dispute has started. I understood zero account.
I had to close SBI account and come to IDFC bank. i have come suddenly.
Never seen a bank like you in India. I’m sorry. account close now.
Editorial Team
Dear Customer,
We apologize for the inconvenience caused. We understand that you have not been able to familiarize yourself with the rules of IDFC FIRST Bank and that is why you are facing this dispute.
We would like to inform you that as per our policy, the monthly average balance for the account needs to be maintained at a minimum of Rs. 25000. This is to ensure that our customers are able to maintain sufficient balance in the account.
We are willing to waive off the charges for the month in which this dispute has occurred. However, if you wish to close your account, we will be able to process your request. Please visit the branch in person and fill the necessary forms for closure of your account.
We value your relationship and hope you will give us the opportunity to serve you better in the future.
Regards,
IDFC FIRST Bank
NIRBHAY PAL
मेरा नाम निर्भय पाल है मोबाइल नम्बर 6396929637 है IDFC FIRST BANK वालों से भगवान बचाए
Nirbhay pal
सबसे फैराड बैंक है आइडीअफसी फर्स्ट बैंक जनता का पागल बनाकर अकाउंट से पैसे काटते जाते हैं मेरे 1000 हजार रुपए काट गए भगवान बचाए इन बैंकों वालों से
Atish Karanjkar
To;
Idfc bank managar
Subject: Close my account
Dear sir plz close my account idfc kyon ki me ise use nahi karta so plz close my account
My account no:- 10105862789
So plz close my account on early basis
Atish Karanjkar
My idfc bank branch is karve nagar
Manoj Kumar Saini
To,
The Branch Manager
IDFC FIRST Bank (Branch Name)
Japur
Subject: Request to Close IDFC Bank Account No.10107931173
Sir/Madam,
Mr.Sonu yadav, residing at [address], has a IDFC Bank bank account number,10107931173. I’m writing today because I’d like to close the account with the account mentioned above number.
I’m terminating the bank account since I can’t use it because I opened a new account with another bank. I’ve already transferred all of my funds from my old account to my new account, leaving only the minimal funds. I’m willing to close this IDFC bank account, and I’d appreciate it if you could do so as soon as feasible.
Thanking You
Yours Faithfully,
(Manoj Kumar Saini
Account No.- 10107931173
How To Close IDFC Bank
My.adhar.no.502678492083
Imran
I want to soo close my account permanently closed sir
Manoj Kumar Saini
To,
The Branch Manager
IDFC FIRST Bank (Branch Name)
Faizabad
Subject: Request to Close IDFC Bank Account No.10107931173
Sir/Madam,
Mr.Sonu yadav, residing at [address], has a IDFC Bank bank account number,10107931173. I’m writing today because I’d like to close the account with the account mentioned above number.
I’m terminating the bank account since I can’t use it because I opened a new account with another bank. I’ve already transferred all of my funds from my old account to my new account, leaving only the minimal funds. I’m willing to close this IDFC bank account, and I’d appreciate it if you could do so as soon as feasible.
Thanking You
Yours Faithfully,
(Manoj Kumar Saini
Account No.- 10107931173
How To Close IDFC Bank
My.adhar.no.502678492083
Gameti Sidhdharaj
Sir mera account band karana hai sir. Please sir mera account band kigiye sir. Account number:10104480213 IFSC code:idfb0040372.
Please sir mera account band kigiye sir. Thenk you sir.
Md Rabiul Khamar
Please close my account
Santosh Kumar
Please close may account
Mohammad Sameeroddin
My account close plz
Deepak Kumar dubey
Plz close my account
Manoj Kumar
ples close my account no 10118111422 i reqwast
Mukesh Kumar
I want to my close account not maintain the balance A/C 10104270602
Costumer I’d 6026822316
Vijay S Lohiya
I want to close my idfc account
Banothu Shankar
No free credit card provide
So iam account closing
Arbaz Pathan
Account online close contact me 8796841190 arjunt
Danish jamal
I want close my idfc account
Shamali Gaikwad
I want to close my account
Ravi kumar gupta
Pls close my account p
MONA SHIRSAT
Account closed
abhishek
I want to close my account not maintane the balance
Mohammad juned
A/c is closed
KALU Ram YADAV
Account closed
MRITYUNJAY SAHAB CHAUHAN
I WANT TO CLOSE MY ACCOUNT
Arjun
Im no intriguing evar AC pelic colos my Account number 10104958177 Cif aied. 6034612682
Lokendra
High maintenance charges
Sanvi Mehta
Merko 0 balances vala a.c karvana h or 25000 vala ho gaya h plzz I’m not maintained my a.c or mene last 4 5 mahine se koi transaction nahi kiya h plzz merko ye account bandh karna h
Satheesh kumar. B
I want closed idfc bank account pls
Rihaan
Ok apka account closed
Shahid Mustafa
I want to close my IDFC bank account
MARISHWARAN KALIDASS
I close the account
Md imtiyaz
I want to close my idfc bank account
MARISHWARAN KALIDASS
I close my account
Amar Singh
Galti ke liye kshma chahte Hain yah account hamen close karna hai kyunki hamen pata nahin tha ki ismein paison se khulata hai humne zero balance mein account open Kiya aur open ho gaya humne customer se baat Kari to kah rahe 25000 minut mein chahie ham to ₹25000 nahin Ho payenge please ise close karne ki kripa Karen dhanyva
Akshay patwa
Account mented nhi ho pa rha he mistake se brother ne Account khol ba liya
M.Narender
I want to close my idfc bank account
Sarvesh Pathak
I want to close my idfc first bank account
Debprasad Halder
I want to closed my account
Javed zafri
Plz apne account closh
Javed zafri
Mera account block ho gaya he
Plz apne account
Sanjay Kumar
My account please close
Rejuan sk
To,
The Branch Manager,
IDFC Bank
West maredpaly,
Account close
Name:REJUAN SK
Account number: 10103407732
IFSC: IDFB0060114
Customer ID.5747025599
Bank name: IDFC FIRST
Branch:KOLKATA-LAKE TOWN BRANCH
As I had today i opened my account by mistake after opening account i seen that balance should maint 25000 as of i don’t have that much money to maintain please close my account.
With regards.
Rejuan sk
9382679501
Md imtiyaz
Close my account sir please
SARVESH kumar pathak
To,
The Branch Manager,
IDFC FIRST BANK
Account close
Name:SARVESH KUMAR PATHAK
Account number: 10088796130
IFSC: IDFB0070112
Customer ID.5899829028
Bank name: IDFC FIRST
Branch:THANE BRANCH
As I had today i opened my account by mistake after opening account i seen that balance should maint 25000 as of i don’t have that much money to maintain please close my account.
REGARD:-
SARVESH KUMAR PATHAK
6307195705
Ashok Kumar meena
Account close kar dena
Rejuan sk
I want to close my idfc bank
Manish Kumar
Close my idfc bank
Avinash jena
Close my fd
Vikash Kumar sah
Account service achcha nahin hai ham account close karna chahte hain humko Bank pasand nahin hai
Vikram Bhusan
Idfc bank bad Acount
Vikram Bhusan
Bad acout idfc bank
G.Sridevi Reddy
To,
The Branch Manager,
IDFC Bank
West maredpaly,
Account close
Name: Mrs.G.Sridevi Reddy
Account number: 10102153673
IFSC: IDFB0080224
Customer ID.5808987093
Bank name: IDFC FIRST
Branch: West Mardepally
As I had yesterday i opened my account by mistake after opening account i seen that balance should maint 25000 as of i don’t have that much money to maintain please close my account.
With regards.
Sridevi
9951450138