How to Close HDFC Bank Account: A Step-by-Step Guide

Closing an HDFC bank account can be straightforward if you follow the proper steps. HDFC provides an account closure facility to customers who may want to switch banks or don’t need multiple…

Editorial Team
August 19, 2023

Closing an HDFC bank account can be straightforward if you follow the proper steps. HDFC provides an account closure facility to customers who may want to switch banks or don’t need multiple accounts. This comprehensive guide will cover all the details you need to close your HDFC account smoothly.

HDFC Bank is one of the premier private banks in India. It offers a wide range of financial products like savings accounts, current accounts, loan products, credit cards, and more. As per RBI guidelines, HDFC customers must maintain a certain average monthly balance in their budgets to avoid penalty charges. The minimum balance is Rs 5,000 for metro city accounts and Rs 3,000 for rural accounts.

close hdfc bank account

Maintaining multiple bank accounts can make keeping the required minimum balance in all accounts challenging. Closing unused or idle HDFC accounts can help reduce this hassle. You should shut your HDFC account if you are shifting to another bank or no longer need that account. The process to close an HDFC account permanently is straightforward if you follow the step-by-step procedure outlined below.

When is the Best Time to Close your HDFC Account?

The charges applicable for closing an HDFC account depend on how long the account has been active:

  • Within 14 days of account opening: No closure charges
  • Between 15 days and 12 months: Closure fee of Rs 500 (Rs 300 for senior citizens)
  • After 12 months: No charges for closure

So it is best to close the account within two weeks or after one year of opening to avoid closure fees. Customers wanting to port to another bank can open a new account first and then shut their HDFC account after 12 months when there are no charges.

Step-by-Step Guide to Close HDFC Bank Account

Follow these key steps to close your HDFC bank savings smoothly, current or another account:

1. Transfer Out Any Positive Balance

Withdraw or transfer out the entire balance amount from your HDFC account before beginning the closure process. You can transfer funds via NEFT, RTGS, IMPS, or UPI to move the money into another active bank account you hold. Ensure you have drained the full balance and the account shows zero balance.

2. Download HDFC Account Closure Form

You can download the HDFC account closure form from the official website. Alternatively, visit the nearest HDFC branch and get the account closure form. The form will require you to fill in personal details like name, account number, reason for closure, etc.

hdfc account close online

3. Duly Fill All Details in Closure Form

Carefully provide all information sought in the account closure form. Fill in personal details like name, contact information, and account number accurately. Check there are no errors before submission.

4. Submit Documents at HDFC Branch

Visit your nearest HDFC bank branch with the duly filled account closure form. You must submit photocopies of KYC documents like Aadhaar, PAN card, and voter ID as proof. Carry original KYC documents as well for verification if needed.

5. Handover Cheque Book, Debit Card, and Passbook

When submitting the account closure form, you must hand over the account chequebook, debit card, and passbook to the branch representative. This completes the bank’s records related to your account.

6. Get Acknowledgment Receipt

The HDFC branch executive will verify all documents and issue an acknowledgment receipt for your account closure request.

7. Wait for the Account to Close in 10 Days

HDFC will process the request and close the account within approximately ten working days after submission of the form. The account will get permanently closed within this duration.

Points to Note Before Closing HDFC Account

Here are some essential things you must do before submitting the account closure request:

  • Open an alternate bank account to park funds before closing your HDFC account.
  • Disable any auto-payments linked to the HDFC account debit card or UPI to avoid disruptions.
  • Take a printout of the latest account statements for future reference.
  • Settle any pending charges or dues to bring the account balance to zero.

These steps will ensure a smooth transition when closing your HDFC bank account.

Frequently Asked Questions on Closing HDFC Account

Here are some common queries answered on closing an HDFC bank account:

Can I close my HDFC account online?

Currently, HDFC does not offer the option to close an account digitally or online. You must submit the account closure form at an HDFC bank branch.

What are the charges to close an HDFC account before one year?

If you close the HDFC account after 15 days but before completing one year, closure fees of Rs 500 (Rs 300 for senior citizens) apply.

How to close an HDFC account with a negative balance?

Clear the negative balance first by transferring funds into the account. Once the account has zero balance, submit the closure request at the branch.

Is there a way to close an HDFC savings account online?

No, closing savings and current accounts require visiting the HDFC bank branch. There is no online closure facility yet.

Can I reopen a closed HDFC account?

No, you cannot reopen a closed HDFC account. You must open a new report by submitting the account opening form online or at a branch.

How long does HDFC take to close an account usually?

HDFC closes accounts within approximately ten working days after submission of a physical request at the branch.

What documents do I need to submit to close my HDFC account?

You must submit the account closure form, photocopies of KYC documents like Aadhaar, PAN, Voter ID, and originals for verification. Also, submit the account checkbook, debit card, and passbook.

Can I get contact support for any issues while closing HDFC account?

You can contact HDFC customer care at 1800-227-227 or the branch manager if you face any issues while closing your account. Executives will assist you.

Conclusion

We hope this detailed guide covering the entire process, documents, charges, and other aspects helps you close your HDFC bank account quickly. Remember to transfer funds, download the form, fill in details accurately, visit the nearest branch, submit documents, and collect the receipt. If you face any issues, don’t hesitate to contact HDFC customer care for a quick resolution.

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253 comments

  • Rita Wahid Chaudry

    This article was a lifesaver! I’ve been wanting to close my HDFC account due to the high maintenance fees, but I wasn’t sure about the process. Your explanation made it so much easier. Do you know if the process is similar for NRI accounts, or are there additional steps involved?

    • A

      The process for NRI accounts may be a bit different, as there are additional requirements involved for those accounts. You should contact HDFC customer service for more information on how to close an NRI account.

  • Akash k

    HI Team,

    I wanted to close my HDFC saving bank account can tell what is the processor to do it,
    Monthly i have getting simply mines balance if i visit the branch also the they are telling to go their

    • Rahul Kumar

      Hdfc bank customer care number (0824) 938 5396 helpline contact number payment related issues problem solve..

    • Uttamraj bhatt

      Me apna account band karna chahatha hu plz halp me account me credit bahut hora hai kabi TCS kabi pos karke full payment (selary ) khali kardete hai plz closed parmanenty my Account

  • Kavita kumari

    HDFC Bank customer care helpline number 9861-50-8416//7811-91-6218 Help Desk in the event of any queries / complaints or help. … Call at: Our customer care (Phone Banking) numbers.

    • Shrddha

      FA KE & FRAUDULENT….

    • balwinder singh

      Hii sir mujhe apna hdfc bank account band krna hai pehle main job krta thaa tu mera salary account thaa but ab main job nhi krta hu maine apna account closed Krane ke liye bank gaya thaa unhone mujhe 500rupye bhi is account main dalwa liye or band bhi nhi kiya account pls help me

  • Sandip Chakraborty

    Fdx very bad boy very ghatiya Bank

  • Mohan c

    I can’t maintain minimum balance

  • Seelam saikumar

    My account on hdfc parmntelly close ing

  • Sunil Kumar

    M apna account band karna chata hu kiu ki m jitna b pasa account ma dalta hu vo mainss ma ho jata h is liya m ya account bnd karna chata hu

  • RAKESH KUMAR MISHRA

    I HAD CLOSE MY HDFC BANK ACCOUNT

  • Sirisha

    I had close my HDFC account

  • Vaishali Pal

    Hi, I want to close hdfc account, please guide how to close

  • Alok ojha

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  • Sumit kumar

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  • Sandeep

    I had closed the account whether it happened or not, just inform me

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    My account closed or not…how to iclose my account

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  • Veerababu

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    I want to close my hdfc saving account because i could not maintain my minimum balance because of my highly expend

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  • Gulshan Shivani

    IT CHARGES ALLOT OF MONEY IN COMPARISION TO CBI OR SBI…

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    I want to close my hdfc saving account because i could not maintain my minimum balance because of my highly expenditure

  • Vimal kumar

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  • Vimal kumar

    Balance bahut karta hai

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      I want to close my hdfc account because every month it deducted my money from account

  • JAYAKRUSHNA DAS

    I WANT CLOSED MY ACCOUNT . BEACUSE EVERY MONTH DEDUCTED FROM MY ACCOUNT,WHICH ONE THAT I AM VERY DISAPPOINTED.SO IS IT POSIBEL AS SOON AS.

    REGARDING KRISHNA.

  • I don’t like hdfc everything charging

  • Jaya Krushna Das

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  • Osman Goni

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  • GUDURU GNANENDER REDDY

    HOW TO CLOSE MY ACCOUNT IN ONLINE

    • Osman Goni

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  • Rahol Singh

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    50100282725535

  • Ravi Kumar singh

    Our government Bank are best no. Charges no maintenance charge in zero balance account I’m opening a zero balance account my account was charged within a month with 500 rs with negative balance so I want to close my account…
    So Please I request you that please close my account as soon as possible I will be greatfull with your lovingly all of your satffs and head of the department please sir/mam

    Yours
    Ravi kumar singh
    Khalari
    HDFC Bank ranchi

  • Inder Jeet

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    Balance cat Raha ha salre Acaunt ha ya kon khaga

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  • Ratnesh Kumar

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    Thank you

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  • N HARISH

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    • SHARWAN KUMAR VISHWAKARMA

      God Manger I’m sharwan Kumar vishwakarma please may account colge NRI hai may account no hai 50100087892740

      NRI please close my account

  • Harris Haopu

    Hi,
    I read your article about closing hdfc account.

    You have mentioned that one can visit the nearest branch.

    I opened the account in pune city but now I moved in imphal city. Can I visit nearest branch in imphal to close the account? Will they accept it?

    I await your prompt response.

  • Ramchandra

    What can we do to close account without paying negative balance,
    In situation you are not able to pay them and you do not have any saving with you,
    What is use of saving account definition if we do not able to save anything in bank and banks are looting us.

  • Abdul ghani

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    • Sharwan Kumar vishwakarma

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    My Name:- saraj rai
    S.B A/C :-50100370776520
    BRANCH:- 63/1,indira chambers,hosur main road,madiwala ,bengaluru-560068,karnataka
    IFSC CODE:-HDFC0004310

    I NEED TO CLOSE MY ACCOUNT PLEASE HELP ME

    • shanmughavalli

      pls help me to change my account zero balance.

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  • Sridam Paul

    How can i close my account With zero balance..

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  • Kriti kumari

    Account close karna hoga extra extra charge kyon katata hai

  • Dheeraj Kumar

    Account mera har mahine – me kiye ja rahe hai.,
    Yese account se kya kare ge jo costomer ko hi lute
    I want close account Hdfc bank
    M/N= 8286553743
    A/N = 50100212069233
    ID- 75704016
    Plz. Call mi
    Plz close the account
    C\O_ kalanagar (कलानागर) bandra mumbai

  • Dheeraj Kumar

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  • Anjali Gupta

    I want to close my hdfc bank account but It has some non maintenance charge. I have no money to pay it off. What can I do ?

    • Can I close my HDFC bank account with minus account balance.

    • Ratna Kumar

      How to close hdfc bank account because non maintenance charges money is high

  • Akramul Haque

    Maintenance nahi ho raha hai isliye bank account close karna hai 9318374167

  • dear sir
    hdfc bank sandila branch
    please close my account 50100510430970
    branch sandila (hdfc0002636) i beg to say that my personal problem so i close my account .if i start my account thus i reopen for visit your branch .

  • Dear sir
    I have to close our company ( Pvt Ltd)current account.

    May I know the procedue with document details.
    Thanks

    Subra

  • Hii…
    I’m an international student at Canada and due to some issues I can’t go India. Could you please help me out with how to close my bank account at HDFC bank? I’m no longer using the account. My dad went at branch office to close the account but the bank manager denied saying that this is a joint account and your daughter needs to be physically here. Unfortunately I can’t fly India for next year, and I wanna close my bank account.

  • S.Anbarasan

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  • PRADIP DASDEB

    My Name:- PRADIP DASDEB
    S.B A/C :-50100358356997
    BRANCH:- ASANSOL PC CHATTERJEE MARKET
    IFSC CODE:-HDFC0000324

    I NEED TO CLOSE MY ACCOUNT PLEASE HELP ME

  • Saksham Pandey

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  • Gurupada Manna

    Mera accnt har moth pay _ balance kar raha hay.bahut paraysan ho.hdfc bank 50100181046441.ifc cod.HDFC0003501.

  • Gurupada Manna

    Sir.my HDFC bank accnt balance per month _ .ho raha hay.mera accnt band kijiye.bahat paresion hu

  • Norat Singh

    My norat Singh
    Branch HDFC bank ajmer
    My Ac account closure

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  • Main gramin area kand ka manage nahin kar pa raha hun please ISKCON ko close karna

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    Ac no.50100180303164
    Branch name- samypur badli
    Name-shivprasad kumhar

  • Md Nahid

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    MY NAME MD NAHID
    A/C NO 50100384711974
    IFSC CODE HDFC0000163
    Please close my account

  • Md Nahid

    No thanks

  • Anamul hoque Laskar

    Anamul Haque laskar

  • Dear Team,

    Recently my corporate has been changed so for salary I am using other account and I am not using HDFC salary account. But the salary account is now automatically changed to Saving account and monthly deducting Rs.600/- as non maintaining minimum balance.

    My question is Should I need to pay that deducted amount if i need to close the account?

  • sarbeswar mohanty

    My hdfc bank account close
    A/c-50100281775250
    IFSC NO-HDFC0003762

  • sarbeswar mohanty

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  • Ravi kumar

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    IFSC KOD. HDFC0008346

  • Ranjith G

    i want to close the account in ur bank

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    Sir
    my HDFC Bank account closed
    AC.50100408890976
    IFSC code. HDFC0004821

  • Shriniwas

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  • Please close my HDFC account

  • JAMIL AKHTAR ANSARI

    JAMIL AKHTAR ANSARI
    50100255521582
    Please close my account

  • Nandini Dwivedi

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  • MD Arif

    Mere paas peisa ka income nhi h

  • Khotajiya ovesh

    Close HDFC bank account

  • Manni lal saini

    Mere pass balance nahi Ac.ko balance banane ke liye asliye me ac. Band karna chahta hu ac.nam. 50100431993499 ok

  • MOHAMMED IKRAM

    Is it mandatory to visit Home branch for closing an account ? Or can we close an account by visiting nearest other HDFC branch ?

  • Deepak Kumar

    Mera video kyc nahi huaa hai

  • Sridhar

    Hello I am sridhar can I close my bank account online Bank account my mobile number linked 9640781287

  • Krisnmohan singh

    Mere pas paise ki bachat nahi ho rahi hai

  • sukdev k sutar

    mera accunt close kar do parmanently

  • MOHAMMD CHAND

    Account band karna hai

  • MANISH SAROJ

    Main apna account close karna chahta hun

  • Chandru.v

    Bank emaraganc

  • Kailas sayaji Bhusari

    Close my account

  • Kailas sayaji Bhusari

    Not interested

  • Nikhil Sharma

    Hello am Nikhil Sharma can I close my bank account online my bank account number is 50100266703273
    Branch is C-34/4,Lawrence road Industrial Area , IFSC : HDFC0000932
    Contact number is 9773645658

  • Arjun Singh

    Cilos HDFC benk account mayapuru now delhi

  • Sudhir Kumar Singh

    मैं विगत वर्ष नवम्बर या दिसम्बर २०२० में बचत खाता बन्द करने का फार्म में हस्ताक्षर करके शाखा में जमा किया था लेकिन मेरा खाता बन्द नहीं हुआ है और -7532,65 रुपए दिखा रहा है। इसके लिए मुझे क्या करना पड़ेगा।

  • Lakhansingh

    Main yah Mera Khata band karna chahta hun Kyunki mere pass maintenance balance rakhne ke liye pahchan Nahin Hai Main Pareshan hun mere pass hokar Nahin Hai Kya maintenance rakhne ke liye isliye main band karna chahta hun

  • Bappy Das

    Close my hdfc bank account

  • Srinivasarao Tirumani

    I have not used my account past two years the charges are very high so that’s way I have to request to close my account How to close my hdfc account plz tell me

  • J.ARUNKUMAR

    Closed my HDFC Account

  • Anees Ahmad

    My account apna band karna chahta hun

  • LAVKESH SEN

    Sar Mera account number 50100411996720 IFSC code HDFC0003708 sar mera naam Lokesh Sen branch Pune chakan

  • LAVKESH SEN

    Sar mera naam Lokesh Sen hai main Madhya Pradesh Rewa se Rahane wala hun mere salary account mein dikhaya jaaye jaaki iske procedure ke bare mein mujhe nahin pata tha sar sar to isliye main bahut dur se Rahane wala hun apna account ko close karna chahta hun sar please help me

  • Devender singh

    Close my hdfc saving account.

  • SADIK AHMED

    I am not interested HDFC Bank
    Sir. I am not using for the Account that is why I am requesting for the closer of the Account

  • MD MAHMOOD

    Please close my HDFC account permanently

  • MD MAHMOOD

    I close my hdfc saving account permanently please

  • Ramprakash Choudhary

    Hello sir my HDFC Account Close please sir

  • Pankaj Kumar Jha

    Close my hdfc saving account.

  • Abdul Adil Abdul Hamid

    My account close hdfc bank se sevieg account permanent close kar diya jaye please urgent close Mari sir

  • MUZASSIM raza

    Please close my hdfc account I don’t want to use this Please help me
    My account number 50100491384385
    Ifsc code HDFC0001111

  • Mahipal Singh Chaudhary

    my account hdfc bank se seving account permanently close kar diya jaye please
    i am very sorry!!
    other bank m mainus balance kiya jata hai app ki bank m kyon

    bench Sec 63 Noida up

  • Mahipal Singh Chaudhary

    my account hdfc bank se seving account permanently close kar diya jaye please
    i am very sorry!!
    other bank m mainus balance kiya jata hai app ki bank m kyon

    bench Sec 63 Noida up

  • T a jamadar

    Please close my salary account please close Hdfc bank

  • Krishna Upadhyay

    Not kyc account close

  • Ankit Srivastav

    My HDFC to close plz

  • Chandan kumar

    I want to close my account which I opened 3-4 years back please help me. i want to close

  • G Harish

    I want to colse my HDFC account

  • Ganesh nehera

    I want to close my account the which I opened 3 -4 month ago pls help this . I want to close

  • Jayadweep

    How can I block my hdfc bank account

  • Surendra Raikwar

    My account please close

  • Tirupati bhumanna myanarwar

    Sir please online instahdfc apply account close

  • Kaushal shukla

    Plz closed my hdfc bank account

  • NAVIN PRADHAN

    Close sb accounts

  • N HARISH

    Please Sir My HDFC Bank Account Close

  • Amit rajan

    Plz my bank account closed imigetly now

  • Rambrahma yadav Yadav

    Please sir my hdfc account close

  • Rambrahma

    My hdfc account close

  • Mughe hdfc khata band Karna hai

  • Ebrahim sk

    HDFC Bank Account Closure want to

  • rggregtrg

    jalna 431208 bank wale achhi tarah se bat nahi kate …matter bhi samjhate nhi ..our explanation nahi dete

  • Shivakumar

    Plz closed mu accent HDFC blank is veery warast banks plz closed my accent

  • Narayan

    hdfc bank
    my account is a salary account but debit amb chrage so
    i request close my account hdfc bank system is third quality
    135774587 is coustmer id
    my mobile no is 9665724942
    mai geya tha bandra hdfc branch me oo log account close nehi kar raha hai ulat se mere account me – amount kara raha hai

  • GURPREET SINGH

    501003584601 close my account immediately I requested for hdfc

    • Shankar

      Please my account closed

    • Mere Kanth ke charger jyada karte hain mein account Apne zero balance karna chahta hun main gramin Kshetra se hun

  • Dungar singh

    My account plzz close

  • taslim ahamad

    mera accoun cloae kar do sir

  • Amal mandal

    Close my hdfc bank account

  • Ruby pal

    Pls close my account HDFC

  • Sk tiki

    Mera account close kar di ji ye

    • Simonhasda

      Yesbank ka mobile number changed karega dijeye

      • Dear sir Mera nam simonhasda Mera a/c 10038836 me deyya huwa Mobil NOMBER changed kardey please

        • Dear Sir Mera a/c nm 10038836 accaunt me deyya huwa pehele NOMBER hatake ye 7708459896 NOMBER active Kar do pls I request you

  • Pavan Kumar

    Sir mera account close kar dijiye plz

  • PURUSHOTHAM K V

    Dear sir,
    My name is purushotham,pls close my saving account
    50100348743676

  • AMIT KUMAR RAM

    please sir my account is deactive please help.

  • Rohit Prajapati

    Closed my HDFC account 50100462639110

  • Daljeet Singh

    Dear All,

    I don’t want to continue HDFC bank with me please confirm how can I deactivate on priority.

    • Simonhasda

      Dear sir Mera yes BANK KA MOBIL NOMBER CHANGE KAR DIJEYI PLS

  • Praveen

    Hi, sir my negative balanc is 2897 without paying how to close my account iam out of the state please help on urgent bases

  • Harendra pal Singh

    मेरा खाता बंद कर दिजिए
    क्योंकि मैं उत्तर प्रदेश से हरियाणा तक नहीं पहुंच सकता हूं

  • Harendra pal Singh

    Please close my account

  • Anubhav subhash patil

    मेरे भारत के लोग गरीबो को लुटने वाले HDFC के लोग जो की एक गरीब का बेटा अगर कंपनी मे था तब भी पैसे काटे जाते थे और आज कोवीड के कारन घर तब भी पैसे काटे जा रहे हरामी है HDFC कुतो की तरह गरीबो को लुट रहै

  • Mohammad Ebrahim

    Close my Bank Account

  • ramchandra

    The previous company opened my salary account at HDFC Bank. However, the account balance has become negative due to not maintaining the minimum balance. I want to close my account without paying a negative balance. Please close my account as soon as possible.

  • Giri Raj Gupta

    I have an account at the HDFC bank in the Jodhpur branch in Rajasthan. My job has ended and I do not have enough funds in my account to close it. I wish to close my account. I would appreciate your assistance and suggestions. Would it be possible to close my salary account, which has already been converted into savings? There is a negative balance in my account, so I am unable to maintain the minimum balance. Please assist me

  • Hi
    I would like to close my hdfc account as I am aboard and will not be able to come to India because of pandemic. Can any of my relative submit the account closure form to any hdfc branch ?

    Thanks,

    • Sreekumar TV

      You can talk to your Relationship Manager or email them writing in detail about the query.

      Thanks

  • Vijay Lakhera

    My account is also getting negative due to salary account, I have not used this account and without my consent the company has opened this account by giving my documents, in which there is no photo of me.
    please suggest me to close the account without paying
    Regards,
    Vijay Lakhera

  • HIi my negative balanc is 4117without paying how to close my account iam out of the state please help on urgent bases…
    Regards,
    Naveen

  • Dipanshu Gupta

    I want to close my Account. please call me as soon as posible. I am not using my account. My account Number is 50100240655114

  • Vishal vinod kadam

    My account close
    HDFC

    • A

      Please follow the steps mentioned in the article.

      • Dipanshu Gupta

        I want to close my Account. please call me as soon as posible. I am not using my account. My account Number is 50100240655114

  • NIZAMUDIN S RAHEMAN

    Humko zero balance account chahiya help me

    • Jayram prasad

      A/c 50100496417519
      Ifsc code HDFC0001652
      Please close my account

  • NIZAMUDIN S RAHEMAN

    Sir account hdfc regular saving account closed kardu

  • I’m trying to get my account closed for good but am asked to travel in the times of a pandemic which is simple ridiculous. If I can visit my closest bank or send anything via post to the branch, they are not acknowledging anything on my end and expect me to travel states.

    The bank refuses to connect me to someone who can speak english while I cannot really understand Tamil

    I have had horrible experience with HDFC bank and cannot tolerate their negligence to my requests anymore. I’ve also raised requests on HDFC complain centre but no response.

  • Rohit Singh

    1. Mera salary account me salary aana bandh ho gya hai.. 1 saal ho gya hai.. Aur abhi negetive balance hai.. toh kya main negetive balance pay kar k.. account close kar sakta hu?

    2. account close karne k liye bhi kya charges dene padenge?

    • A

      1- Yes, you may close your HDFC account if you pay off the negative balance.
      2- No, you will not have to pay any additional fees.

  • Pranavi

    Because of not maintaining minimum balance, my balance drops to -600 & I lost my debit card. So is it possible to close my account without paying that amount & Debit Card??

    • A

      You have to pay that amount in order to be able to close your HDFC account, you don’t need to submit the debit card.

  • Shashi rekha

    Lost the bank documents

  • Prashant Shelake

    I want to close my HDFC salary account, since from last 2years i am living in outside of India. Its not possible to come India during this heavy pandemic. I would like to request you to kindly assist me in this case without visit to branch. If there is any other way to close my account from online or through my friend(If I filled a form and submit by my friend).

    • A

      It is not possible to close an HDFC bank account without going to the branch. Close the account when you visit India next time.

  • Aayushi Kabra

    Due to the bank’s “minimum balance” charges, my hdfc account balance is – 6000 & I cannot close the account.

    • A

      If you leave the account like that, it will be declared dormant after 2-3 years & you can close Close HDFC Bank Account without paying anything, or if you pay that amount immediately, you can close HDFC Account instantly.

  • Phrangboklang Malngiang

    I wanted to close my PREVIOUS child account because i have open an adult account but the employee in charge said that i have to leave 5000rupee in that previous account to be able to closed successfully.. Is that really necessary???

    • A

      Yes sir,
      HDFC charges a 500INR account closing fee. You should have upgraded your existing account instead of opening a new one. Nevertheless, you should deposit the money and close it or else HDFC will keep charging you around 450 INR per month for “Balance Non-Maintenance Charges.”.

  • Vipinsingh

    Sar mera account black kar do

  • Abhishek

    We can send account closer form by post office to branch. Because no near branch in my area

    • A

      Sending it to the home branch via post might work. However, I haven’t personally tried it. If you try it, let us know how it goes.

  • Sharma Binaya

    Can I close my account online without visiting to home center,this is only when person is living abroad and this pandemic can not come to India.
    Possibble????

    • A

      Without visiting the bank, it is not possible to close an HDFC Bank account. Therefore, you will have to close it when you visit India next time

  • Richa Chanda

    Can I close my HDFC account if I lost my debit card?

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