How to close HDFC Bank Account
HDFC bank is known for its service and customer care, but according to the new government rules, you have to maintain a certain amount of balance in the account monthly. The minimum balance requirement for the Urban area is Rs. 5000, and for Rural Areas is Rs. 3000. If you cannot maintain the minimum account balance, then the bank will penalize you with a minimum balance charge.
Suppose you have multiple accounts in other banks, then it might be hard to keep the minimum account balance in all the bank accounts. The easiest way to get rid of minimum balance charges is by balancing or closing your account. The Account closure process is pretty straightforward. You have to follow some steps. If you’re searching for a How to Close HDFC account, then here is how you can do it.
Table of Contents
- How to Close HDFC Bank Account Online
- How to close HDFC Bank Account Permanently
- HDFC Account Closing Form Download
- Hdfc Account Closing Charges
- How to Close Hdfc Bank Account Online with Negative Balance
- Frequently Asked Questions:
How to Close HDFC Bank Account Online
Sadly, You can’t close the HDFC Bank Account Online; However, to close the HDFC bank account, you don’t need to visit a home branch. You can download the account closure form online below and see the nearest HDFC Bank branch to close your HDFC Account online.
|Article||HDFC Bank Account Closing Form|
|Form PDF Download||Download Here|
How to close HDFC Bank Account Permanently
If you have any problem with the account closure procedure, you can call on 1800 22 1006 number for more help. The customer care executive will answer all of your questions related to account closure.
HDFC Account Closing Form Download
You can download the form for HDFC bank account closure form below.
Hdfc Account Closing Charges
There will be no charges if you close your HDFC Bank account within 14 days of starting. If the HDFC Bank Account is closed after 14 days of opening or within 12 months of opening, a fee of Rs.500 or the account balance, whichever is less, will be charged.
|14 Days of Account Opening||Nill|
|15 Days -12 Months of Account Opening.||Rs.200 or balance in the A/c (whichever is lower)|
|12 Months after Account Opening||Nill|
How to Close Hdfc Bank Account Online with Negative Balance
If you have a negative balance on your HDFC bank account, you cannot be close it online. You will need to zero out the account balance. You can do this by making an online money transfer into the account. However, you must complete the account closing process and submit the account closure form in person at the branch.
Frequently Asked Questions:
How Can I Close My HDFC Account?
Can We Close The Bank Account Online?
Are There Any Charges For Closing The HDFC Bank Account?
What Happens If The Minimum Balance Is Not Maintained In HDFC?
Can I Close The HDFC Account Before 1 Year?
How Can I Change My HDFC Account To Zero Balance?
So it was the article about “How to close HDFC bank account without visiting branch.” We tried to explain everything you need to know while closing your HDFC Bank Account. But still, if you have any doubts about “how to close hdfc bank account online,” ask in the comment section, we will be happy to assist you. You can also call HDFC Bank customer care for more details.