Closing an HDFC bank account can be straightforward if you follow the proper steps. HDFC provides an account closure facility to customers who may want to switch banks or don’t need multiple accounts. This comprehensive guide will cover all the details you need to close your HDFC account smoothly.
HDFC Bank is one of the premier private banks in India. It offers a wide range of financial products like savings accounts, current accounts, loan products, credit cards, and more. As per RBI guidelines, HDFC customers must maintain a certain average monthly balance in their budgets to avoid penalty charges. The minimum balance is Rs 5,000 for metro city accounts and Rs 3,000 for rural accounts.
Maintaining multiple bank accounts can make keeping the required minimum balance in all accounts challenging. Closing unused or idle HDFC accounts can help reduce this hassle. You should shut your HDFC account if you are shifting to another bank or no longer need that account. The process to close an HDFC account permanently is straightforward if you follow the step-by-step procedure outlined below.
Table of Contents
When is the Best Time to Close your HDFC Account?
The charges applicable for closing an HDFC account depend on how long the account has been active:
- Within 14 days of account opening: No closure charges
- Between 15 days and 12 months: Closure fee of Rs 500 (Rs 300 for senior citizens)
- After 12 months: No charges for closure
So it is best to close the account within two weeks or after one year of opening to avoid closure fees. Customers wanting to port to another bank can open a new account first and then shut their HDFC account after 12 months when there are no charges.
Step-by-Step Guide to Close HDFC Bank Account
Follow these key steps to close your HDFC bank savings smoothly, current or another account:
1. Transfer Out Any Positive Balance
Withdraw or transfer out the entire balance amount from your HDFC account before beginning the closure process. You can transfer funds via NEFT, RTGS, IMPS, or UPI to move the money into another active bank account you hold. Ensure you have drained the full balance and the account shows zero balance.
2. Download HDFC Account Closure Form
You can download the HDFC account closure form from the official website. Alternatively, visit the nearest HDFC branch and get the account closure form. The form will require you to fill in personal details like name, account number, reason for closure, etc.
3. Duly Fill All Details in Closure Form
Carefully provide all information sought in the account closure form. Fill in personal details like name, contact information, and account number accurately. Check there are no errors before submission.
4. Submit Documents at HDFC Branch
Visit your nearest HDFC bank branch with the duly filled account closure form. You must submit photocopies of KYC documents like Aadhaar, PAN card, and voter ID as proof. Carry original KYC documents as well for verification if needed.
5. Handover Cheque Book, Debit Card, and Passbook
When submitting the account closure form, you must hand over the account chequebook, debit card, and passbook to the branch representative. This completes the bank’s records related to your account.
6. Get Acknowledgment Receipt
The HDFC branch executive will verify all documents and issue an acknowledgment receipt for your account closure request.
7. Wait for the Account to Close in 10 Days
HDFC will process the request and close the account within approximately ten working days after submission of the form. The account will get permanently closed within this duration.
Points to Note Before Closing HDFC Account
Here are some essential things you must do before submitting the account closure request:
- Open an alternate bank account to park funds before closing your HDFC account.
- Disable any auto-payments linked to the HDFC account debit card or UPI to avoid disruptions.
- Take a printout of the latest account statements for future reference.
- Settle any pending charges or dues to bring the account balance to zero.
These steps will ensure a smooth transition when closing your HDFC bank account.
Frequently Asked Questions on Closing HDFC Account
Here are some common queries answered on closing an HDFC bank account:
Can I close my HDFC account online?
Currently, HDFC does not offer the option to close an account digitally or online. You must submit the account closure form at an HDFC bank branch.
What are the charges to close an HDFC account before one year?
If you close the HDFC account after 15 days but before completing one year, closure fees of Rs 500 (Rs 300 for senior citizens) apply.
How to close an HDFC account with a negative balance?
Clear the negative balance first by transferring funds into the account. Once the account has zero balance, submit the closure request at the branch.
Is there a way to close an HDFC savings account online?
No, closing savings and current accounts require visiting the HDFC bank branch. There is no online closure facility yet.
Can I reopen a closed HDFC account?
No, you cannot reopen a closed HDFC account. You must open a new report by submitting the account opening form online or at a branch.
How long does HDFC take to close an account usually?
HDFC closes accounts within approximately ten working days after submission of a physical request at the branch.
What documents do I need to submit to close my HDFC account?
You must submit the account closure form, photocopies of KYC documents like Aadhaar, PAN, Voter ID, and originals for verification. Also, submit the account checkbook, debit card, and passbook.
Can I get contact support for any issues while closing HDFC account?
You can contact HDFC customer care at 1800-227-227 or the branch manager if you face any issues while closing your account. Executives will assist you.
Conclusion
We hope this detailed guide covering the entire process, documents, charges, and other aspects helps you close your HDFC bank account quickly. Remember to transfer funds, download the form, fill in details accurately, visit the nearest branch, submit documents, and collect the receipt. If you face any issues, don’t hesitate to contact HDFC customer care for a quick resolution.
This article was a lifesaver! I’ve been wanting to close my HDFC account due to the high maintenance fees, but I wasn’t sure about the process. Your explanation made it so much easier. Do you know if the process is similar for NRI accounts, or are there additional steps involved?
The process for NRI accounts may be a bit different, as there are additional requirements involved for those accounts. You should contact HDFC customer service for more information on how to close an NRI account.
HI Team,
I wanted to close my HDFC saving bank account can tell what is the processor to do it,
Monthly i have getting simply mines balance if i visit the branch also the they are telling to go their
Hdfc bank customer care number (0824) 938 5396 helpline contact number payment related issues problem solve..
Me apna account band karna chahatha hu plz halp me account me credit bahut hora hai kabi TCS kabi pos karke full payment (selary ) khali kardete hai plz closed parmanenty my Account
HDFC Bank customer care helpline number 9861-50-8416//7811-91-6218 Help Desk in the event of any queries / complaints or help. … Call at: Our customer care (Phone Banking) numbers.
FA KE & FRAUDULENT….
Hii sir mujhe apna hdfc bank account band krna hai pehle main job krta thaa tu mera salary account thaa but ab main job nhi krta hu maine apna account closed Krane ke liye bank gaya thaa unhone mujhe 500rupye bhi is account main dalwa liye or band bhi nhi kiya account pls help me
Fdx very bad boy very ghatiya Bank
I can’t maintain minimum balance
My account on hdfc parmntelly close ing
M apna account band karna chata hu kiu ki m jitna b pasa account ma dalta hu vo mainss ma ho jata h is liya m ya account bnd karna chata hu
I HAD CLOSE MY HDFC BANK ACCOUNT
I had close my HDFC account
Hi, I want to close hdfc account, please guide how to close
Me apna khata bnd kr na chata hu
My account cloy
I want to close my HDFC account Book
Mujya apan acount close karwan hai kaise hoga
I had closed the account whether it happened or not, just inform me
My account closed or not…how to iclose my account
My account close
No
I want to close my hdfc saving account because i could not maintain my minimum balance because of my highly expend
I won’t to close my account
Block my account
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Bad
I want to close my hdfc saving account because i could not maintain my minimum balance because of my highly expend
IT CHARGES ALLOT OF MONEY IN COMPARISION TO CBI OR SBI…
I want to close my hdfc saving account because i could not maintain my minimum balance because of my highly expenditure
Kya bank h yrr bahut belens kata h
Balance bahut karta hai
how to close hdfc bank account by online
I want to close my hdfc account because every month it deducted my money from account
I WANT CLOSED MY ACCOUNT . BEACUSE EVERY MONTH DEDUCTED FROM MY ACCOUNT,WHICH ONE THAT I AM VERY DISAPPOINTED.SO IS IT POSIBEL AS SOON AS.
REGARDING KRISHNA.
Belen bahut kata h my pare San hu
Belen bahut kata h my pare San hu please band kar do
I don’t like hdfc everything charging
How to closed hdfc Bank Account
I want to close my hdfc bank account because this account will be charged
Yes
I want to close my hdfc bank account
How to close my HDFC account pls let me know
HOW TO CLOSE MY ACCOUNT IN ONLINE
I have close my hdfc bank account because every month charges in the account
1 want to close my hdfc bank account no
50100282725535
Our government Bank are best no. Charges no maintenance charge in zero balance account I’m opening a zero balance account my account was charged within a month with 500 rs with negative balance so I want to close my account…
So Please I request you that please close my account as soon as possible I will be greatfull with your lovingly all of your satffs and head of the department please sir/mam
Yours
Ravi kumar singh
Khalari
HDFC Bank ranchi
Ya to she kar do pass vaps Aya ga ya to band karo
Balance cat Raha ha salre Acaunt ha ya kon khaga
Hi indira here this my account num 50100231845054 kindly close this account…. Seems last 2yrs i have not use this account but it’s in – balance kindly close this r please give me with 0 – balance account will continue this as salary account kindly let me know
Colse account
Please close my account
Balance cut raha hai
Mera khata band kro
Frode hai
I want to close my HDFC salary account
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This salary account. I want closed this account.
Close my saving account
A/c. 50100412174000 immediately .
Thank you
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Thank you
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Thank you
Close my hdfc account
Hi Sir / Madam I want to delete HDFC Bank account
My HDFC account is closed
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Shaikahmed8421@gmail.com
My ac is closed
Salary account close I’m not work Salary not coming
God Manger I’m sharwan Kumar vishwakarma please may account colge NRI hai may account no hai 50100087892740
NRI please close my account
Hi,
I read your article about closing hdfc account.
You have mentioned that one can visit the nearest branch.
I opened the account in pune city but now I moved in imphal city. Can I visit nearest branch in imphal to close the account? Will they accept it?
I await your prompt response.
What can we do to close account without paying negative balance,
In situation you are not able to pay them and you do not have any saving with you,
What is use of saving account definition if we do not able to save anything in bank and banks are looting us.
I want to close my account
I am ready I am voting my account agen message reply sharwan Kumar vishwakarma
Sir mera account no delete kr do no 9588576692
Close my hdfc account
Close my account
My Name:- saraj rai
S.B A/C :-50100370776520
BRANCH:- 63/1,indira chambers,hosur main road,madiwala ,bengaluru-560068,karnataka
IFSC CODE:-HDFC0004310
I NEED TO CLOSE MY ACCOUNT PLEASE HELP ME
pls help me to change my account zero balance.
Close my hdfc bank account
How can i close my account With zero balance..
I want to closing my hdfc bank account
Account close karna hoga extra extra charge kyon katata hai
Account mera har mahine – me kiye ja rahe hai.,
Yese account se kya kare ge jo costomer ko hi lute
I want close account Hdfc bank
M/N= 8286553743
A/N = 50100212069233
ID- 75704016
Plz. Call mi
Plz close the account
C\O_ kalanagar (कलानागर) bandra mumbai
My account is – account I want to close my hdfc bank account.
I want to close my hdfc bank account but It has some non maintenance charge. I have no money to pay it off. What can I do ?
Can I close my HDFC bank account with minus account balance.
How to close hdfc bank account because non maintenance charges money is high
Maintenance nahi ho raha hai isliye bank account close karna hai 9318374167
dear sir
hdfc bank sandila branch
please close my account 50100510430970
branch sandila (hdfc0002636) i beg to say that my personal problem so i close my account .if i start my account thus i reopen for visit your branch .
Dear sir
I have to close our company ( Pvt Ltd)current account.
May I know the procedue with document details.
Thanks
Subra
Hii…
I’m an international student at Canada and due to some issues I can’t go India. Could you please help me out with how to close my bank account at HDFC bank? I’m no longer using the account. My dad went at branch office to close the account but the bank manager denied saying that this is a joint account and your daughter needs to be physically here. Unfortunately I can’t fly India for next year, and I wanna close my bank account.
Hi Sir please my account closed hdfc bank I am not mentions
My Name:- PRADIP DASDEB
S.B A/C :-50100358356997
BRANCH:- ASANSOL PC CHATTERJEE MARKET
IFSC CODE:-HDFC0000324
I NEED TO CLOSE MY ACCOUNT PLEASE HELP ME
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Mera accnt har moth pay _ balance kar raha hay.bahut paraysan ho.hdfc bank 50100181046441.ifc cod.HDFC0003501.
Sir.my HDFC bank accnt balance per month _ .ho raha hay.mera accnt band kijiye.bahat paresion hu
My norat Singh
Branch HDFC bank ajmer
My Ac account closure
Main gramin area kand ka manage nahin kar pa raha hun please ISKCON ko close karna 50100352171866
Main gramin area kand ka manage nahin kar pa raha hun please ISKCON ko close karna
My ac closed
Ac no.50100180303164
Branch name- samypur badli
Name-shivprasad kumhar
My HDFC BANK CLOSE
MY NAME MD NAHID
A/C NO 50100384711974
IFSC CODE HDFC0000163
Please close my account
No thanks
Anamul Haque laskar
Dear Team,
Recently my corporate has been changed so for salary I am using other account and I am not using HDFC salary account. But the salary account is now automatically changed to Saving account and monthly deducting Rs.600/- as non maintaining minimum balance.
My question is Should I need to pay that deducted amount if i need to close the account?
My hdfc bank account close
A/c-50100281775250
IFSC NO-HDFC0003762
Close my hdfc account
Close my hdfc account
50100396510910 ac. No IFSC KOD. HDFC0004386
My HDFC ACCOUNT CLOSE
50100396510910 ac. No
IFSC KOD. HDFC0004386
My HDFC ACCOUNT OF KARE
A/C.no 50100396510919
IFSC KOD. HDFC0008346
i want to close the account in ur bank
Sir
my HDFC Bank account closed
AC.50100408890976
IFSC code. HDFC0004821
My account closed sir
Sir my HDFC Bank account closed
This is very useless branch
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JAMIL AKHTAR ANSARI
50100255521582
Please close my account
Close my account
Sir mera ac 50100211559027 Gulshan khan ko band kar do
Mere paas peisa ka income nhi h
Close HDFC bank account
Mere pass balance nahi Ac.ko balance banane ke liye asliye me ac. Band karna chahta hu ac.nam. 50100431993499 ok
Is it mandatory to visit Home branch for closing an account ? Or can we close an account by visiting nearest other HDFC branch ?
Mera video kyc nahi huaa hai
Hello I am sridhar can I close my bank account online Bank account my mobile number linked 9640781287
Mere pas paise ki bachat nahi ho rahi hai
mera accunt close kar do parmanently
Account band karna hai
Mujhe ye acount band karana hai
Mujhe ye acount band karana hai
Eska jarurat nahi hai
Main apna account close karna chahta hun
Bank emaraganc
Close my account
Not interested
Hello am Nikhil Sharma can I close my bank account online my bank account number is 50100266703273
Branch is C-34/4,Lawrence road Industrial Area , IFSC : HDFC0000932
Contact number is 9773645658
Cilos HDFC benk account mayapuru now delhi
मैं विगत वर्ष नवम्बर या दिसम्बर २०२० में बचत खाता बन्द करने का फार्म में हस्ताक्षर करके शाखा में जमा किया था लेकिन मेरा खाता बन्द नहीं हुआ है और -7532,65 रुपए दिखा रहा है। इसके लिए मुझे क्या करना पड़ेगा।
You can contact your branch ASAP.
Main yah Mera Khata band karna chahta hun Kyunki mere pass maintenance balance rakhne ke liye pahchan Nahin Hai Main Pareshan hun mere pass hokar Nahin Hai Kya maintenance rakhne ke liye isliye main band karna chahta hun
Close my hdfc bank account
I have not used my account past two years the charges are very high so that’s way I have to request to close my account How to close my hdfc account plz tell me
Closed my HDFC Account
My account apna band karna chahta hun
Sar Mera account number 50100411996720 IFSC code HDFC0003708 sar mera naam Lokesh Sen branch Pune chakan
Sar mera naam Lokesh Sen hai main Madhya Pradesh Rewa se Rahane wala hun mere salary account mein dikhaya jaaye jaaki iske procedure ke bare mein mujhe nahin pata tha sar sar to isliye main bahut dur se Rahane wala hun apna account ko close karna chahta hun sar please help me
Close my hdfc saving account.
I am not interested HDFC Bank
Sir. I am not using for the Account that is why I am requesting for the closer of the Account
Please close my HDFC account permanently
I close my hdfc saving account permanently please
Hello sir my HDFC Account Close please sir
sair mera account close kar do
Close my hdfc saving account.
My account close hdfc bank se sevieg account permanent close kar diya jaye please urgent close Mari sir
My account is please close now
Please close my hdfc account I don’t want to use this Please help me
My account number 50100491384385
Ifsc code HDFC0001111
my account hdfc bank se seving account permanently close kar diya jaye please
i am very sorry!!
other bank m mainus balance kiya jata hai app ki bank m kyon
bench Sec 63 Noida up
Closer form fill up karke parcel kardo branch ko, they will close it..
Sir pls closed my hdfc bank account
my account hdfc bank se seving account permanently close kar diya jaye please
i am very sorry!!
other bank m mainus balance kiya jata hai app ki bank m kyon
bench Sec 63 Noida up
Please close my salary account please close Hdfc bank
Not kyc account close
My HDFC to close plz
I want to close my account which I opened 3-4 years back please help me. i want to close
I want to colse my HDFC account
To close Account Hdfc bank
I want to close my account the which I opened 3 -4 month ago pls help this . I want to close
Close my account
How can I block my hdfc bank account
My account please close
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Close sb accounts
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Please Sir My HDFC Bank Account Close
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Bank mainn jaiye ashani se close hojayega
My hdfc account close
Mughe hdfc khata band Karna hai
HDFC Bank Account Closure want to
Please sir close my HDFC Bank account.
jalna 431208 bank wale achhi tarah se bat nahi kate …matter bhi samjhate nhi ..our explanation nahi dete
Plz closed mu accent HDFC blank is veery warast banks plz closed my accent
hdfc bank
my account is a salary account but debit amb chrage so
i request close my account hdfc bank system is third quality
135774587 is coustmer id
my mobile no is 9665724942
mai geya tha bandra hdfc branch me oo log account close nehi kar raha hai ulat se mere account me – amount kara raha hai
501003584601 close my account immediately I requested for hdfc
Please my account closed
Mere Kanth ke charger jyada karte hain mein account Apne zero balance karna chahta hun main gramin Kshetra se hun
My account plzz close
mera accoun cloae kar do sir
Article follow karo hojayge
Close my hdfc bank account
Close
Pls close my account HDFC
Mera account close kar di ji ye
Yesbank ka mobile number changed karega dijeye
Dear sir Mera nam simonhasda Mera a/c 10038836 me deyya huwa Mobil NOMBER changed kardey please
Dear Sir Mera a/c nm 10038836 accaunt me deyya huwa pehele NOMBER hatake ye 7708459896 NOMBER active Kar do pls I request you
Sir mera account close kar dijiye plz
Dear sir,
My name is purushotham,pls close my saving account
50100348743676
please sir my account is deactive please help.
Closed my HDFC account 50100462639110
Okay Sir
Closed my HDFC account 502410110008062
A/c no:50100381382157
Dear All,
I don’t want to continue HDFC bank with me please confirm how can I deactivate on priority.
Dear sir Mera yes BANK KA MOBIL NOMBER CHANGE KAR DIJEYI PLS
Hi, sir my negative balanc is 2897 without paying how to close my account iam out of the state please help on urgent bases
Bhai mera khata close kar dijiye please
मेरा खाता बंद कर दिजिए
क्योंकि मैं उत्तर प्रदेश से हरियाणा तक नहीं पहुंच सकता हूं
Please close my account
मेरे भारत के लोग गरीबो को लुटने वाले HDFC के लोग जो की एक गरीब का बेटा अगर कंपनी मे था तब भी पैसे काटे जाते थे और आज कोवीड के कारन घर तब भी पैसे काटे जा रहे हरामी है HDFC कुतो की तरह गरीबो को लुट रहै
Close my Bank Account
The previous company opened my salary account at HDFC Bank. However, the account balance has become negative due to not maintaining the minimum balance. I want to close my account without paying a negative balance. Please close my account as soon as possible.
I have also Same issue please inform
I have an account at the HDFC bank in the Jodhpur branch in Rajasthan. My job has ended and I do not have enough funds in my account to close it. I wish to close my account. I would appreciate your assistance and suggestions. Would it be possible to close my salary account, which has already been converted into savings? There is a negative balance in my account, so I am unable to maintain the minimum balance. Please assist me
Hi
I would like to close my hdfc account as I am aboard and will not be able to come to India because of pandemic. Can any of my relative submit the account closure form to any hdfc branch ?
Thanks,
You can talk to your Relationship Manager or email them writing in detail about the query.
Thanks
My account is also getting negative due to salary account, I have not used this account and without my consent the company has opened this account by giving my documents, in which there is no photo of me.
please suggest me to close the account without paying
Regards,
Vijay Lakhera
HIi my negative balanc is 4117without paying how to close my account iam out of the state please help on urgent bases…
Regards,
Naveen
I want to close my Account. please call me as soon as posible. I am not using my account. My account Number is 50100240655114
My account close
HDFC
Please follow the steps mentioned in the article.
I want to close my Account. please call me as soon as posible. I am not using my account. My account Number is 50100240655114
Humko zero balance account chahiya help me
A/c 50100496417519
Ifsc code HDFC0001652
Please close my account
Sir account hdfc regular saving account closed kardu
I’m trying to get my account closed for good but am asked to travel in the times of a pandemic which is simple ridiculous. If I can visit my closest bank or send anything via post to the branch, they are not acknowledging anything on my end and expect me to travel states.
The bank refuses to connect me to someone who can speak english while I cannot really understand Tamil
I have had horrible experience with HDFC bank and cannot tolerate their negligence to my requests anymore. I’ve also raised requests on HDFC complain centre but no response.
1. Mera salary account me salary aana bandh ho gya hai.. 1 saal ho gya hai.. Aur abhi negetive balance hai.. toh kya main negetive balance pay kar k.. account close kar sakta hu?
2. account close karne k liye bhi kya charges dene padenge?
1- Yes, you may close your HDFC account if you pay off the negative balance.
2- No, you will not have to pay any additional fees.
Because of not maintaining minimum balance, my balance drops to -600 & I lost my debit card. So is it possible to close my account without paying that amount & Debit Card??
You have to pay that amount in order to be able to close your HDFC account, you don’t need to submit the debit card.
Lost the bank documents
Take your Adhaar card and pan card to the branch and ask them to reprint the passbook.
I want to close my HDFC salary account, since from last 2years i am living in outside of India. Its not possible to come India during this heavy pandemic. I would like to request you to kindly assist me in this case without visit to branch. If there is any other way to close my account from online or through my friend(If I filled a form and submit by my friend).
It is not possible to close an HDFC bank account without going to the branch. Close the account when you visit India next time.
Due to the bank’s “minimum balance” charges, my hdfc account balance is – 6000 & I cannot close the account.
If you leave the account like that, it will be declared dormant after 2-3 years & you can close Close HDFC Bank Account without paying anything, or if you pay that amount immediately, you can close HDFC Account instantly.
I wanted to close my PREVIOUS child account because i have open an adult account but the employee in charge said that i have to leave 5000rupee in that previous account to be able to closed successfully.. Is that really necessary???
Yes sir,
HDFC charges a 500INR account closing fee. You should have upgraded your existing account instead of opening a new one. Nevertheless, you should deposit the money and close it or else HDFC will keep charging you around 450 INR per month for “Balance Non-Maintenance Charges.”.
Sar mera account black kar do
Sir please branch main jakar boliye wo log kar denge.
We can send account closer form by post office to branch. Because no near branch in my area
Sending it to the home branch via post might work. However, I haven’t personally tried it. If you try it, let us know how it goes.
Can I close my account online without visiting to home center,this is only when person is living abroad and this pandemic can not come to India.
Possibble????
Without visiting the bank, it is not possible to close an HDFC Bank account. Therefore, you will have to close it when you visit India next time
Can I close my HDFC account if I lost my debit card?
Yes Richa, You can.
Just delist your HDFC Bank debit card from internet banking.
Sir mera account close kar dijiye