SBI Lunch Timings – Bank Opening Time & Working Hours (2021)

Wajiha Khan

State Bank of India (SBI) serves several banking services and is a well known public banking sector. State Bank of India is perhaps one of India’s oldest banking institutions. SBI was founded on July 1st, 1955. Since then, SBI has evolved a lot, and today the bank offers surplus services to customers and businesses. You can find SBI working hours, SBI bank timings, and lunch timing. If you are looking for if sbi lunchtime or sbi working hours today, you can decide it from this article. 

SBI Working Hours: State Bank of India works from Monday to Saturday, and on 2nd & 4th Saturday, it’s a bank holiday. 1st, 3rd, and 5th Saturdays of the month are referred to as working Saturdays (as per RBI press release on August 2015, with effect from September 1st, 2015). Other banking services like NEFT and RTGS have defined time slots in the bank.

SBI Lunch Timings – Bank Opening Time & Working Hours (2021)

State Bank of India provides several banking services, including 

SBI also provides digital banking services with the help of a digital platform called YONO. Easy transactions, account summary, and additional banking assistance is easy with SBI YONO. Most people still prefer visiting their nearest State bank branch to carry out all the transactions. If visiting a nearby branch, know SBI working hours and SBI lunchtime, also is state bank working today? 

Also, read – Steps To Close SBI Fixed Deposit Online, how can you Generate SBI Atm Pin By SMS & How To Activate SBI Internet Banking for the first time.

Let us find out more about SBI timings (Lunch Time & Working Hours)

Let us find out more about SBI timings (Lunch Time & Working Hours)

SBI had resorted to implementing staggered banking hours across the country after implementing nationwide lockdown due to COVID-19. However, after consultation with the respective state governments, the banks then decided to resume regular working hours, with effect from July 1st, 2020. All the banking services are now available at the bank, including account opening, withdrawal and cash deposit, cheque clearing, remittances, government transactions, passbook printing, note exchange, etc.

SBI Bank Timings 

SBI Bank Timings
DaysState Bank Of India Timings
Monday10:00 AM to 4:00 PM
Tuesday10:00 AM to 4:00 PM
Wednesday10:00 AM to 4:00 PM
Thursday10:00 AM to 4:00 PM
Friday10:00 AM to 4:00 PM
SBI Timings For 1st, 3rd & 5th Saturday10:00 AM to 4:00 PM
SBI Timings on 2nd and 4th Saturday of MonthClosed

Follow the above table for SBI timings. If it is a bank holiday or you have urgent work and do not know sbi working hours or state bank lunchtime, use SBI Net Banking, YONO app, and SBI Mobile Banking services for all the financial and non-financial actions/transactions.

Once you get tuned with online banking, you do not have to google search for ‘SBI bank open today?’.

Once you get tuned with online banking, you do not have to google search for ‘SBI bank holiday, sbi lunchtime, sbi working hours, etc.

Also, check – What Is Lien Amount In State Bank Of India account & How To Enable International Transactions On SBI Debit Card.

State Bank Of India – Lunch Time

State Bank Of India - Lunch Time

SBI bank opening time is 10:00 AM to 4:00 PM, which means that the bank works from Monday to Saturday for about 6.00 hours. By chance, you visit the bank at Lunchtime; there’s an alternate cashier available who will assist you with inquiries and provide types of banking services.

(SBI) State bank lunchtime2:30 PM to 3:00 PM

SBI lunchtime varies from one branch to another. There’s no particular lunch hour for the employees, as employees usually go for lunch in batches. However, the usual sbi lunchtime is between 2:30 PM to 3:00 PM.

It’s to provide support to the customers so that they don’t have to wait for SBI Lunchtime to be over.

India’s state bank is an actively evolving bank and focuses on presenting high-quality customer service. SBI makes banking more convenient for the customers. SBI branch opening time and closing time may differ in the different regions. You can confirm it by calling the nearby SBI branch before visiting the bank.

You might like to read – How To Activate SBI Credit Card Online & Download SBI Bank Statement On Mobile.

SBI bank timings on Saturday

SBI bank timings on Saturday

Business hours at a bank may depend on several factors like the branch’s place, rules set by the bank to adhere to local laws, & the branch’s customers. Example – High net worth consumers enjoy priority banking. 

All banks tend to follow the exact timings, sometimes some of its branches follow a different set of business hours, mainly due to the reasons listed above. There can be a more or less an hour difference in the sbi timings of separate branches.

Generic SBI Timings on 1st, 3rd, 5th Saturday10:00 AM to 4:00 PM

SBI timings- NEFT/RTGS 

SBI timings- NEFT/RTGS

Using NEFT & RTGS Services from SBI, a customer can fund transfers to another bank or branch. If you are an SBI account holder, you can transfer funds using SBI net banking or mobile banking facilities. State Bank of India permits its consumers to make offline transfers by visiting a nearby SBI branch, for which you should be aware of the SBI Bank Timings. Here are the SBI NEFT Timings & RTGS timings:

Fund Transfer TypeSBI Bank Timings
NEFT Transfer8:00 AM to 7 PM
RTGS Transfer8:00 AM to 4:30 PM

The SBI does not allow NEFT or RTGS on the 2nd & 4th Saturdays of the month and Sundays and bank holidays. Any transaction made on the 2nd & 4th Saturday, Sundays, and bank holidays will get credited to the beneficiary’s account on the next working day.

Related posts – How To Activate SBI Debit Card & How To Get CIF Number In SBI Without Passbook

SBI Services available on bank holidays or off days

SBI Services available on bank holidays or off days

Bank services mentioned below are available on holidays or off days:

  1. ATM Services
  2. Access to Net-banking and Mobile-banking
  3. (IMPS) Immediate Payment Service 
  4. (UPI) Unified Payments Interface 
  5. Cheque Drop facility at ATM/other Cheque Drop-boxes

Any physical banking service such as updating a passbook, getting forex from a bank, depositing or retrieving cash, viewing a bank locker, etc., are the services not available on bank holidays.

Please read – How To Report Sbi Atm Failed Transaction, How To Change Address In SBI Bank & How To Fill SBI Deposit Slip/Withdrawal Slip.



Using this article, you can visit the nearby SBI branch at a suitable time. The bank owns more than 300,000 employees working with allegiance, extending customers with a great banking experience. Proper knowledge of SBI bank timings, SBI sbi working days, sbi bank working hours, etc., can help you save time using SBI banking services.

Wajiha Khan

I'm Wajiha Khan, an experienced banker simplifying finance. With a finance background, I work at a reputable bank, focusing on customer service and financial planning. At Hriday India, I write articles explaining banking processes and products. Beyond banking, I love culinary arts and mentoring. I strive to make banking accessible and empower readers to make informed decisions.


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13 thoughts on “SBI Lunch Timings – Bank Opening Time & Working Hours (2021)”

  1. This article was a lifesaver! I was planning to visit my local SBI branch for some urgent work and wasn’t sure about their lunch timings. Thanks to this post, I managed to schedule my visit perfectly and avoided the lunch hour rush. It’s great to have such detailed information about bank timings, especially for those of us who can’t always make it during regular hours due to work commitments. Keep up the good work!

    • Thank you for your kind words! We are glad that our article was able to help you with your scheduling needs. We strive to provide up-to-date and accurate information about bank timings, so that customers like you can plan their visits accordingly. We hope that our posts continue to be useful to you in the future.

  2. It’s interesting to note that SBI has staggered lunch timings to ensure that customer service is not interrupted. Also, the provision of services like YONO for digital banking adds a convenient option for those who cannot visit the bank during working hours

    • Thanks for your comment. We agree that SBI’s staggered lunch timings are beneficial for customer service, and we are glad to hear that customers are finding the YONO digital banking service convenient. We are continuously looking for ways to improve customer service, and your feedback is valuable to us. Thank you!

  3. Very insightful! I wasn’t aware that SBI has a specific lunchtime, and it’s great to know that they have alternate arrangements to assist customers during that time. This shows their commitment to customer service.

    • Thank you for your comment! SBI indeed values customer service and has structured lunch timings. Their alternate arrangements ensure customer assistance even during the lunch break, reflecting their commitment to serving customers effectively.

  4. Great information! I always wondered about the working hours and lunch timings of SBI. This detailed guide is super helpful, especially the part about the NEFT and RTGS timings. Thanks for sharing!

    • Thank you for your kind words! I’m glad you found this guide helpful. It’s always great to know the timings of the services you use, as it helps you plan your transactions better.

  5. Hello people always think about customers only. IF the bank lunch schedule is 2:30-3:30 ..what about health care for employees..and my husband is an accountant, so he works 11-12 hours a day in the office..and he already suffers from backaches at his age! The higher authorities should fix a perfect schedule for the employees as such a way that there will be an active work schedule for employees. Please don’t think only about customers? Employees are equally important. Keep in mind that work is mandatory, but not at the expense of your health. Thank you.

    • Thank you for sharing concerns about the bank’s lunch schedule and its impact on employee health. Organizational priority: employee well-being and efficient customer service. Flexibility, breaks, ergonomics contribute to healthier work environment. Balancing customer needs and employee health essential. Appreciate your perspective, value both customers and employees.

  6. ek sabad mie sbi se wahiyat bank is desh mien dusra nahi hai there staff don’t wont to work for the uneducated staff they don’t even know how to behave with Their customer.